Just had enough

[gabal]

Hi all am just turning 60 and have been separated from w now for almost a year we own a small house in both our names and a small mortgage with lot of equity in the house now she is still living in the house and i am flat sharing i am well sick with very bad type 2 diabetes and mental depression since the separation my health has really gone downhill i am only on benefits because i cant work and she still want me to pay d mortgage and am not living there we have no dependents and she wont even let me collect my belongings i say to her u live in the house u pay whats left on the mortgage as i have paid it myself for 20 years i told her she can take the house and pay the rest she instead say to me she will stay until the bank take it, am at the stage i just really now have enough.

It sounds as if you've just let this drift a bit.

its time to get on with hammering out a settlement.

Has there been any mediation so far?

Agree with PP, you have let this drift.
in the kindest way, you need to give yourself a boot up the arse,
no fault divorce is law now, get that process kicked off and get 50% of your equity back and also get some mediation, as your wife cannot stop you from collecting your own belongings from your own house, do you a friend or relatives who can do that for you?

mortgage is a moot point, really you (personally), should continue to pay 50% of the debt, if you default and the house is repossessed it will have a knock on effect on your credit score if you wanted to rent of buy in the future.
and make sure you keep on top of you diabetes

So put it in the hands of a solicitor.