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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

I'm so sad and it's all too much

28 replies

Weekendsinthesun · 01/04/2022 11:18

18 months ago I separated from my children's Dad. For various reasons we've remained living in the same house. I have posted before. I'm going to ring up and find out next week if I can go onto universal credits and my plan is to get a little job in a few months time. I'm still recovering from a procedure that's hopefully going to improve a situation that was making me unwell. My ex hasn't wanted to sort our mortgage. In fact he's standing by he wants to keep the house it's the only affordable way for him. He has said that he is happy for me to stay for as long as I want but I feel I need to look into moving forward.

I've had a few difficult months. I've been in hospital and and I'm in a new relationship. I didn't get into this relationship for 10 months after we split. This man means the world to me and he's the only thing I feel I have apart from my children. We are not going to be moving in together or anything anytime soon. It's definitely a slow-paced relationship but that's all we want right now. I stay at his house every other night. My two children have just met him this week. I spend half the weekend with him and now the kids have met him sometimes they can be part of that too.

I am doing my best I'm still running the house. I'm washing my ex's clothes and cooking for all of us. I'm trying to build my new relationship and be a good mum of course. My family are not very good. I don't have a close relationship with my mum. She is very cold and very judgemental. She's very patronising. I'm 33 years old now and she still speaks to me like a silly teenager. My sister is also hit-and-miss with her support.

My ex is taking our children away on Saturday for 12 days. His mum and dad were going on this holiday and his dad now has cancer. It was either lose over £1,000 or my children were offered to go with their dad. My mum messaged me this morning and asked what we were doing over Easter. As soon as I said my kids were going away tomorrow I put my phone down and knew her reply would be negative. She replied a long paragraph about out worrying the kids will be ok. She asked me if I wasn't worried about never seeing them again. She suggested they could die if he takes his eyes off them and something happens. She said I'm sorry but if it was me I would say they can't go. I replied back and defended him as a parent and said he was quite capable and she said I know he's a good dad. My sister then told me I needed to get out of the house and sort my life out through universal credits and stuff. She told me I should stop helping my new boyfriend and constantly and sorting my own mess out. I replied to my sister and said there really was no need for that message.

None of my family have ever sat down since we split and spoke to me properly. They've refused to listen to me. They won't respect the decisions my ex has made. They accuse me of living off him. They don't consider that it was my house for 5 years before he moved in and I've paid that mortgage myself for 9 of those years of the 12 it's belong to me. They refuse to respect my new relationship. They don't mention him unless they want to dig. They never ask how it is. If I say he's cooked me a nice meal or we've done something nice my mum won't engage in a conversation about it. It's like I am being punished for any happiness coming my way. My mum seems to think all I should be doing is staying home with my kids cleaning.

I feel unwell and stressed. I feel drained. They won't listen to me when I say I've got no money at the moment and I want to make sure the kids have a nice home to move into too. My ex also wants to make sure the kids are ok and that's why we are not rushing into moving out. I feel like the people can't see what I'm going through and they just want to punish me. I really need some support and talk this through. I feel like a naughty child

OP posts:
VampireMoney · 01/04/2022 12:27

Honestly? And I don't mean to sound harsh because you're clearly struggling, but you've added extra complication to an already complicated situation by getting into a new relationship whilst still living in the family home.

You've got a lot going on here and I don't think being in a new relationship was the smartest idea tbh.

Your finances need sorting. Then housing situation. And THEN a new relationship. Obviously it's a bit late for that now so the best you can do is get your finance ball rolling and sort out where to live, as what's happening at present isn't really sustainable from what you've said.

That said, I also don't think you'd be eligible for universal credit whilst still living with your ex.

Magicpaintbrush · 01/04/2022 12:36

I'm so sorry you are having a tough time, it sounds very difficult.

But, can I just ask, if the house was originally yours for 5 years before your ex husband moved in with you and you've paid 9 years worth of the mortgage on it, why does he get to keep the house and but have to leave? It seems like the it should be the other way around?

Magicpaintbrush · 01/04/2022 12:37

Just to clarify I'm asking out of concern for you, not having a pop.

Weekendsinthesun · 01/04/2022 12:40

I'm aware in a perfect world I wouldn't have a boyfriend but I met him and its happened and it's life.

My friends just moved out of her house and gone into universal credit after splitting with her ex. She's on the mortgage!

Unfortunately he's been paying for 4 years now and sees it that I can't pay for it and he can't afford to move out. So he's refusing to consider leaving and letting me and the kids have it. It's my family home but money wins and he has money and I don't.

OP posts:
layladomino · 01/04/2022 12:40

I agree that it was really soon to be in a new relationship and that's just adding complications that you don't need. What do your family mean when they say you should stop helping your new bf constantly?

Can you boil down what it is that's making you sad? Is it the breakdown of your relationship? Is it the fact you haven't yet moved out? The fact you don't know where you stand financially? Criticism from your mum? Lack of support from family? If you can make a list of all the things want to change, then you can set about changing them (at least the things you have some control over).

Can you get some legal advice about yuor financial situation? Find out what benefits you're eligible for. Look at the sort of jobs you could go for and brush up your CV, and see if there are any courses you could do that would help. In all of this make sure you focus on your relationship with your children, as this can be a confusing time for them, especially as mum and dad live together but mum has a boyfriend.

Show that you are doing what you can to improve the situation for you and your children. That is the best way of showing your mum and sister that you aren't an adult who knows what she's doing.

layladomino · 01/04/2022 12:41

that should have said you are an adult who knows what she's doing

Magicpaintbrush · 01/04/2022 12:51

If you can't afford to contribute to the mortgage now then is that because you gave up work to look after your children? It was his choice 50/50 to have children and he has been able to continue to work ONLY because you have made that possible for him by sacrificing your job to look after the children. Your contribution to the family since they were born may not be have been financial but it was every bit as worthy a contribution as his. Add to that that you paid 9 years worth of the mortgage alone and that it was your house to begin with, it's really not on that you should be expected to just hand it over to him. Even if you can't afford the mortgage then at the very least the house should be sold and you should come away with some of the equity surely? I'm concerned that you are being exploited here and I really think a chat with a solicitor would be sensible before you take any further steps.

Laptopsandmouses · 01/04/2022 12:56

I think uou need to see a lawyer op. The equity in the house need to be split he needs to buy you out. You can’t just gift him the house.

rosesarebluey · 01/04/2022 13:00

@Laptopsandmouses

I think uou need to see a lawyer op. The equity in the house need to be split he needs to buy you out. You can’t just gift him the house.
Exactly this. Definitely see a lawyer/solicitor and get some advice. He can't just have the house. The situation is clearly making you desperately unhappy. You need to change things. Get your life moving forward and think of your happiness. Contact a solicitor today. You can do it. You don't want to be stuck in this rut for more years. Xx
VampireMoney · 01/04/2022 13:02

Even if you can't afford the mortgage then at the very least the house should be sold and you should come away with some of the equity surely?

I agree with this. Why is it you having to move out just to make life simpler for him? The house needs selling so you can both start again fresh. Universal credit doesn't pay mortgage payments until you've been on it 9 consecutive months with no earned income within that time.

MaChienEstUnDick · 01/04/2022 13:06

I don't want to have a pop either because clearly things are difficult for you and your family aren't helping but you need to stop being so passive and take control of your life. Your ex doesn't get the house just cos he wants it. It needs to be sold and the equity split fairly. Or he needs to buy you out based on a fair equity split. You need to see a solicitor.

CPL593H · 01/04/2022 13:10

To echo everyone else, see a solicitor and make sure you get a fair financial settlement. You seem to have lost sight of your own agency and rights in this.

Ivegotalovelybunch · 01/04/2022 13:16

Sorry to be harsh but I felt frustrated with you you just reading your post.
If this guy is all you hope him to be then he will stick by you whilst you concentrate on getting your life in order. 18 months is a long time to be in limbo.
You’ve got 12 free days if your kids are away, plenty of time to get your life moving and loads do great suggestions above. A sense of achievement will help with the sadness.

OrlandointheWilderness · 01/04/2022 13:39

18 months! This is confusing for your children and blurring lines all over the place! Your ex taking the kids away is a non point if he is a responsible Dad. I cannot believe your new partner is ok with this set up, I wouldn't be happy at all. You need some legal help and you need to start taking control of your life. Do not just hand the house over!

Iwantachange · 01/04/2022 13:50

I can't imagine for a second this is a healthy situation for your kids to be a part of. Must be hell of confusing for them that mummy and daddy live together but every other night mummy goes away and sleeps at some other guys house.

Sorry but I agree with your family, u have made a mess of your life and you should be untangling this mess. And regardless of you paying the mortgage for 9years,if u aren't currently working and u aren't claiming any benefits, then you are living off your ex.

You will not be able to claim universal credit while living under the same roof as ex because in the eyes of the benefits people if u cook for ur ex and wash ur clothes, and act as one household, then u are one household Confused

Laptopsandmouses · 01/04/2022 14:35

I just don’t understand this and the whole you should move out he is letting you stay. It’s your house. I’m not even sure you’re married, the house needs to be sold and the equity shared appropriately. Whose name is on the deeds? Is it noth or just yours?

keeponkeepingon2020 · 01/04/2022 14:43

No judgement from me. Although some of these other posts are unsupportive in tone, the advice is sound. As hard as it may be (there are always reasons for getting stuck in indecision or 'freeze mode') try to make some practical moves. You can apply for UC whilst living in the same house as an ex under circumstances. Call Citizens Advice Bureau for advice. If you don't meet these, you need to move out so you can apply for UC. Then get a more permanent base (not with new partner) so the children can visit you. Nothing is forever and sometimes you need to take small steps to start the journey to a new situation. Good luck.

Herejustforthisone · 01/04/2022 14:59

I find threads like this so stressful. I see women being trampled all over by men and I just want to go round to each one, give them (the women) a gentle shake, and sort it out for them.

SunflowerTed · 01/04/2022 15:22

Very frustrating. In the kindest way I can see your family’s concerns.

milderchilly · 01/04/2022 15:37

Your mum and sister are right to be concerned about you. How can you just sign over your house to your ex. Why are you making yourself so weak. Stand up for yourself, see a lawyer and get him out. Where will your children live? And what help are you giving to this new man? How old are your kids?
Please stop jumping from one man to another. You need to pause this relationship and if he wants to be with you, he can wait for you. You aren't ready for a new relationship, you need to sort out your life first. Your children must be so confused.

VampireMoney · 01/04/2022 15:54

Please stop jumping from one man to another. You need to pause this relationship and if he wants to be with you, he can wait for you. You aren't ready for a new relationship, you need to sort out your life first. Your children must be so confused.

Exactly this. Your current situation is untenable. I'm honestly not surprised your family are concerned.

BadNomad · 01/04/2022 18:22

Why are you still cooking and cleaning for him? Use the 12 days everyone is away to figure this out properly. Are you married to your ex?

Imperialmints · 01/04/2022 20:57

@Magicpaintbrush

If you can't afford to contribute to the mortgage now then is that because you gave up work to look after your children? It was his choice 50/50 to have children and he has been able to continue to work ONLY because you have made that possible for him by sacrificing your job to look after the children. Your contribution to the family since they were born may not be have been financial but it was every bit as worthy a contribution as his. Add to that that you paid 9 years worth of the mortgage alone and that it was your house to begin with, it's really not on that you should be expected to just hand it over to him. Even if you can't afford the mortgage then at the very least the house should be sold and you should come away with some of the equity surely? I'm concerned that you are being exploited here and I really think a chat with a solicitor would be sensible before you take any further steps.
Absolutely this
AKASammyScrounge · 01/04/2022 21:30

See a lawyer.

Walkingalot · 01/04/2022 23:04

When my exDH and I split we continued to live together. Neither of us could afford to buy the other out and didn't have enough money to move out. I claimed UC. As long as you are living separately, separate bedrooms, finances, cooking, shopping, laundry and not socialising together as a family unit.
I lost count of the unsolicited 'advice' from family and friends all saying that he should move out, I should get more than 50/50 of the equity when we eventually sell etc. Everyone had an opinion. Most couldn't understand how we could do it. I've had relationships and they obviously got to meet the ex. He had his new partner to stay.
He did eventually move out but comes to stay here often. We get on, we have to for our DC's sake. I do feel like I'm in limbo though. The plan is to eventually sell but my options are limited, hence no rush.