My ex moved out 3 years ago, he took responsibility of our catalogue with him (which is soley in his name) but left it at my address. Anyway since then he ordered loads of designer clothes out of it and then got into arrears with the payments, they were sending collection letters to my house etc, I asked him to change the address to his new one and he said he couldn't as he was in the process of declaring himself bankrupt or something but promised it wouldnt effect my credit rating as its not in my name.
He didnt order anything after that and the overall balance was dropping nicely so I left it.
Then tragedy struck my washing maching machine and I needed a new one but had no money so I asked if I could order one from the catalogue, he said yes so I did...I finish paying for that in March.
The balance is still low now although I got another collection letter today saying he'd not paid last months statement.
He tells me he paid it and has now casually mentioned that he has ordered an xbox 360 and a playstation 3 from it! so the balance will be sky high again but its all still at my address.
He's still insisting that because its soley in his name it doesnt effect my credit and to be fair, when I last checked my credit rating the catalogue wasnt mentioned but I'm still worried?