Divorce with no money

[babymama12]

I’m married with 2 children (3years and 7months), and I’ve decided I want out of the marriage- we just don’t get along, spend no time together and I’m just generally unhappy.
However, without my husband I have NO money. I work part time, around childcare, but that wouldn’t even be enough to rent me a room, let alone a house, run a car, all the daily necessities. I recently signed up to my local housing list, but was placed in the bronze band and told I wouldn’t be housed “for the foreseeable” future.
Am I stuck in this marriage despite not being happy, just for the sake of financial support?! I would do ANYTHING for my children and an unwilling to compromise their happiness by being financially insecure.

Do you own your home, or have equity, as you may get something from the sale if a property. Some solicitors offer free 30 min consultations.

You'll be eligible for universal credit, child benefit and child maintenance, as well as your part time job earnings.

Have you gone on the "entitled to" website to see how much you would get?

I should have mentioned- we only rent currently so would have no money from sale of property or such

You would get tax credits - there was a thread recently where someone said how much they got & it was a decent amount. You may get money from DH & he would be obliged to contribute whether he likes it or not. So you would get some help financially.

You are low on housing list at the moment because you are living in a home which mets your housing needs. Others above you will be over crowded or homeless or temp accommodation.

Go on a benefit checker and see how much you can claim as a single parent plus child maintance. You may be able stay where you are if top up benefits cover the rent or may have downsize and give the children the bedroom and get a sofa bed. Makes sense for your husband to move out and get a flat share rather than you trying to do this first. If you can’t pay the rent and landlord tries to evict you further down line you will then be bumped up housing list.

You can make a claim for single parent at any time even if you are living together long as you are clear that you have split up and money is separate. It can be done that’s why we have a welfare state which means women don’t have to be stuck.