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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Is it possible to leave when long-term ill?

7 replies

Pixiedust1234 · 07/02/2022 15:24

Is this it? Or can I hope to dream that someday soon I can leave? Has anybody managed it whilst having two, possibly three long-term health issues and no job?

I always thought it was me being a control freak needing to know everything however this past year (since being on mumsnet and reading other peoples stories) I am slowly coming to the conclusion that I am not actually in control of anything, he is. His stock answers are "You didn't remind me" or "Stop going on, I'm busy/tired". If I continue then he explodes and shouts/storms out. I frequently have to decide to leave any "asks" for another day/wait until I see whether he might be amendable to doing a job around the house. No wonder I am so frustrated and angry all the time. No wonder I lie awake at night trying to figure out how we are going to pay the bills. Even though he is fond of saying I have access to his money... he spends it on hobbies before seeing if the bills are actually paid... and its my job to send off the payments, not his. He expects me to do everything as he works. Despite having a health condition for the past twenty years that causes extreme pain and fatigue and brainfog (which is why I don't work) he expected me to decorate, clean, laundry, garden, childcare, pay bills, admin, presents for his family, birthday cards etc etc... literally everything except physically go out to work.

I have not worked for over twenty years. I suffer from two long term illnesses that qualify me for the blue badge each so highly doubtful I can even do a part-time job at present, esp since I am being investigated for a possible third long-term autoimmune disease. I get maximum PIP which pays for my car, prescriptions and cat stuff (he wont even pay for her food or catlitter, nevermind cattery or vet fees) but she gives me such joy and hope for the future, I need her so I don't curl up and die.

I have approximately 20K left from my mum's will. That amount added to the sale of the house mortgage paid off this year, both names were on the mortgage) will get me a little two-bed terrace provided it happens this year/early next before prices shoot up too much. He is also starting to refuse (by saying "later" but later never comes) to do any jobs around the house and it is beginning to fall badly into disrepair. I cant afford for the value to drop too much but the boiler needs replacing, so do the windows, it floods when it rains heavily, wallpaper hanging off, carpets filthy (he drops food onto the floor and then walks over it rather than clean it up but tells me to clean it if I am that bothered), etc etc. It's a disgusting mess but it needs money spent on it. I want to buy rather than rent as this means I have financial control, nobody can put the rent up or force me out. It will be mine so I can finally breathe.

So my question is this. Is it possible and how? I figure I cant claim UC as I have over the 16K limit but I cant afford to pay half the bills whilst we sell the house unless I eat into the 20K... which means I can't leave as I wont be able to afford my own house. But once I am in my own place then the PIP should be sufficient for my needs as I am very frugal. There could be the possibility that once I am away from him the stress that is wreaking havoc with my health would calm down to the point I would be able to work part-time at least (I would love this to happen, the thought actually fills me with excitement).

As for anyone saying half that 20K is his... he spent two separate/small inheritances on himself this past year, no discussion. Nearly 16K on just him. Not family, not house. Him. So fuck him, this money was given to me by my mum...and hes spent/wasted nearly 30K of the rest of it. No idea where it went although some went on a new 10K garage to house his fucking bike that he rides twice a year for the past thirty years.

Anyway... can I dream and start planning... or am I stuck here until I die? Either way, I need to plan my exit. Thanks for reading this far, I didn't realise it was so long Blush

OP posts:
DorisJoy · 07/02/2022 15:44

Hi, yes I did it. Two auto immune conditions and work part time. It’s not easy. Now back on my feet in a flat and settled. My health is better too. You can claim UC if you separate and the amount is tapered due to savings. Take a look at turn2us for info on what you may be entitled to. Good luck x

Blushinggerbil · 07/02/2022 18:12

He sounds bloody terrible, ugh why can’t he pick his food up? Op just do it, won’t you be entitled to some more help on your own? I bet you will feel better too Flowers

sassbott · 07/02/2022 18:33

Are you married? Are the children his? How long have you cohabited/ been married for?

I’m asking because depending on the above, the 20k isn’t necessarily ‘yours.’ How he’s spent this 16k is a moot point.

Pixiedust1234 · 07/02/2022 18:40

I don't think I can have uc until I sell/buy a house which would be at ,east a year away as I assume I need to start divorce proceedings first, so can't pay my half of bills then.

Picking up food is the least of his disgusting habits. I am done being his servant.

27 years married lived together longer. Adult kids, only one at home still. He can't have that money or I definitely can't leave. Looks like he has well and truly screwed me then Sad

OP posts:
Clockbookbeast · 07/02/2022 18:49

Yes it is doable. Different circumstances but I became disabled and unable to work while single (and a parent). I claim uc, esa and pip. I did have some savings from sale of house (had to move to more suitable house) to do adaptions to new house, this was OK for a while I could still claim uc, I then had to show where the money had gone to (quite easy to show this when it's building work). You may also be able to get a warm home grant (£140 a year), I also get a band reduction on my council tax for disabled needs plus a single person discount. You could try doing a benefits check on turn2us or similar. It's not easy but doable.

Electricbug321 · 07/02/2022 19:03

He will be entitled to some of your inheritance, fair doesn’t come into it.

Personally I’d start planning for the long term. Start taking that 20k out of the bank in cash and hide it so you can say you spent it.

You can get away from this man and hopefully it will help your health.

sassbott · 07/02/2022 19:11

@Pixiedust1234 you’re married so yes he can have that money I am afraid. Your marriage is long term and by this point, all assets are joint marital assets. He probably knew that when he spunked his 16k on whatever.

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