I'm 33, dh is 40. We have an 11 and 7yo dd. Dh really wants another and I would too however my head is concerned about all of this: age gaps, our own ages, the kids are at private school and we'd struggle for a third set of fees, in time we'd need a 5th bedroom and so bigger house/mortgage.
His counter arguments: isn't concerned about age gaps for the kids, we could always have a 4th (!) so no3 had a buddy. He says it's his last chance at 40. Dd1 wouldn't have long left at school when a third started school so wouldn't be long paying three sets of fees. We've planned on moving in a few years anyway.
I see all his arguments and if it was just down to heart I'd do it, but head says otherwise. How can couples possibly compromise on such a thing? Oh and we're getting a puppy in august!