Wanting to separate but don’t know where to start

[LadyGaga2000]

Hi there, I’m really hoping for some advice.
I’m thinking about separating from my partner, father of my 2 children, due to his unreasonable behaviour, but I just really feel overwhelmed and don’t know where to start.
We have a house together, I’m on the mortgage although I don’t pay any bills. We are not married.
I have no savings.
Don’t know if I would be able to rent somewhere and get help financially, whilst still being on the mortgage. Would we have to sell the house first? Should I just completely come off the mortgage and try go on my own?
I honestly just don’t know what to do and it’s very stressful trying to think about it x x

Ideally you probably need to speak to a solicitor. Failing that try Citizens Advice. They can advise on benefits too.

And possibly Women's Aid depending on what you mean by "unreasonable behaviour" .

You need competent, professional advice here.

If you aren’t married I wouldn’t waste your time with a solicitor - I was told that any disagreement about the house would her to be heard in a commercial court , which is a nightmare so it’s best resolved between the ex couple if you can .

Citizens advice is a good idea, they can help
You understand what help may be available to you.

Do you work? If so do you earn enough to take on the mortgage? Is there equity in the house that you’ll need to buy your ex out of? .... when I split I was able to take on a mortgage and in doing so borrow a bit more. So I could buy out my ex’s equity

If that’s not an option you’ll either need to have your ex buy you out, or sell the house completely so you both come off the mortgage; I suspect that while you have the mortgage you won’t get any financial help so will probably need to remain in the house which is never easy. Generally the advice is don’t leave the house while your name is on the mortgage ....

I know it’s Frightening and Overwhelming, the first steps always are. Good luck :)

Thank you both for your advice, really appreciate it xx

Could you ask him to leave the property?
Do you work?
How old are the dc?

I feel if you left the property, any claim to it would be harder due to not being married.
Can you start squirreling away some money with a plan to leave the relationship at a later date?

You say you are on the mortgage - I assume you are on the deeds of the house? Can you find out if you are joint tenants or tenants in common before going to Citizen’s advice? Do you work at all?

Yes work part time but not enough to afford rent and bills on my own
Children are 7 and 2x

Squirrel away what you can, being able to do the basics for you and your children is important.
Have you spoken about who will have the children and when ?

@LadyGaga2000 how are you doing? Have you managed to start to pick your way through your options? ..... I was just thinking about this thread and remembering how hard it is to find a way out. Hope you’re doing ok