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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Why won’t she take my money?

41 replies

TheLost · 10/03/2021 11:29

Best friend of 20 years has been completely screwed over by the pandemic. She owns a gym and all her staff have been furloughed but she has been entitled to very little. As such she’s eaten through her savings, had to give up her flat and has been living in her gym for the last few months. Someone reported her as living there and she has been told to leave ASAP as it invalidates her business insurance.

She’s asked if she could come and stay with me for a few months while she gets back on her feet. I do have a spare room but I’m currently going through a marriage break up although dh is still living here. It’s a massively uncomfortable environment that I’m trying to keep as calm as possible for dc and the last thing I need would be friend adding to the stress by being here. Not that she’d be any trouble, just that I like my own space and I feel I’d never be able to fully relax with her here all the time.

I’ve offered her enough money for a deposit and the first couple of months rent on a furnished flat that a friend of mine is renting out (privately so considerably cheaper than a lot of the other places available m). If she didn’t want that particular flat then I can give her money for another one, that one just seemed perfect.

But she’s adamant that she won’t take my money, that she doesn’t want to take handouts and she wants to get out of this mess on her own.I’ve made it perfectly clear that if much prefer her to take the money - it really makes no difference to me financially whether she does or not (I know this makes me sound like a dick but it’s true), I don’t need it paying back anytime soon or even ever if she can’t afford to and it would be so much less stressful for me if she rented somewhere rather than moved in with me for an indefinite amount of time.

How can I convince her to take it? I’d never let her be homeless obviously and will let her stay with me if she is really stuck. I just don’t understand why she wouldn’t take an option that would be easier for both of us.

OP posts:
AgentJohnson · 11/03/2021 03:53

It seems bizarre that she can't sleep in her gym. When younger, colleagues would go out drinking after work in London and sleep on the office floor.

Really! You can’t see the difference between occasionally crashing at your place of work and living at your place of work.

OP you are as just as entitled not to have your friend live with you as she is not to take your money.

Snowball70 · 11/03/2021 05:25

this is very weird, she's in a pickle but refuses financial help to access a lovely flat instead preferring to berth an old musty caravan on your drive Confused

Meanwhile you're in the middle of separating from your Husband 🤔

Is she completely insensitive ? 🌺

category12 · 11/03/2021 05:33

Gosh if she has a daughter, wouldn't she have been far better off presenting as homeless and going into emergency housing with her dd? Then she'd be getting a higher rate of universal credit when it comes through etc.

Has she tried to see if she's eligible for any help in the interim, like a hardship payment, while she's waiting for uc?

If she's got £600 to buy a caravan, surely she'd be better off using the money to get a room in a shared house/flat temporarily instead?

Bit outside the box, but if you're in a good position financially, how about offering to buy a share in her gym, the money can tide her over and she can buy you out when she's in a better place?

Dontbeme · 11/03/2021 08:43

I’ve spoken to her this afternoon and her latest idea is that she buy a caravan and park it on my drive while she sorts herself out

She is determined to access your home OP, if I was a cynical sort I would think that she sees you are separating from your DH and she thinks it would be convenient for her and her DD to move in and split costs and childcare. You have offered to help and she has refused that help, whatever she does next is not up to you. Why has she not suggested parking this caravan on her ex's front lawn and then she can be right there for her DC everyday?

icdtap · 11/03/2021 09:19

She is determined to access your home OP, if I was a cynical sort I would think that she sees you are separating from your DH and she thinks it would be convenient for her and her DD to move in and split costs and childcare. You have offered to help and she has refused that help, whatever she does next is not up to you. Why has she not suggested parking this caravan on her ex's front lawn and then she can be right there for her DC everyday?

Perhaps she has feelings for the OP beyond friendship.

isthismylifenow · 11/03/2021 09:29

She does seem adamant to be moving in to yours.

It doesn't suit you, and you have said so. You have given her an extremely good option to help her out. So that is the option you are able to assist her with, and that is what you should stick with.

I have been in your situation when the divorce was proceeding and I have to say that was one of the most stressful times, living together but not together. The atmosphere was awful. From what you have said, she doesn't seem as supportive to you, as you are to her. You are both in awful situations right now.

EvenMoreFuriousVexation · 11/03/2021 09:33

Why on earth did she move out of her flat? I assume it was rented (as otherwise she'd be living on the equity) - evictions are taking 6 months minimum now (and there's a huge backlog), she could have been at least housed all this time.

For whatever reason, she doesn't want to take your money - TBH one of the first pieces of advice about money is "don't lend or borrow with friends, it will kill your friendship" so in many ways I don't blame her. You can't force her too, but equally she can't force you to agree to a caravan on your drive or staying in your house.

I think you need to back off and just offer emotional support but don't keep trying to fix this for her. She needs to fix it herself.

Bluntpencil · 11/03/2021 10:41

Can she drive? Amazon flex? Delivery of Amazon fresh orders, she just needs a car, any size.

She is homeless if living in the gym?

TheLost · 11/03/2021 12:18

She was evicted from her flat as she couldn’t pay the rent. The council advised her to squat essentially until the landlord legally evicted her but she knew that her rent was the only form of income the landlord had and didn’t want to put her in the same position she was in. She also thought it would be fine to stay at her gym for a few months as she didn’t think anyone would care. I think it’s pretty shitty that someone reported her, you don’t sleep at your work unless you’re screwed otherwise.

She does drive but she was planning on selling her car to get the caravan 🤦‍♀️. If she worked as a delivery driver would she still be entitled to UC or any other benefits?

I really don’t think she has feelings towards me! I’m very much not her type. And I’m straight.

Her ex has some form of restraining order, can’t remember what it’s called. He went completely mad when she left him because she realised she was gay and he ended up stalking her for months. Always been very good towards daughter though. They have to do hand overs via a third party so no chance of being able to park on his drive.

OP posts:
solicitoring · 11/03/2021 12:35

If she has had to give up her flat no wonder she doesn't want to sign a new tenancy.

Snowball70 · 11/03/2021 13:17

She's being very foolish in not pursuing a property particularly as she has a DD.

You sound very kind and generous OP but maybe you need to point out the obvious to her, that her DD needs trump hers and she needs to access proper support. 🌺

bjrce · 11/03/2021 13:27

OP, I would advise you to be very careful,

Her current situation is very sad, but you are also in a difficult situation in that you are separating from your DH..

You need to back away from trying to solve her problems, its not for you to come up with ideas, its as if you are now owning her problem.

You have explained your situation, but she appears hell bent on moving into your house/front drive etc.
That's really forward of her, to even to suggest moving in a caravan, it's bizarre.

Be very cautious, if she gets into your house or moves a caravan into your drive you will never be rid of her.

Don't be surprised if she attempted to move in her DD also. She doesn't appear to have a problem putting you out.

Back away from this!

TheLost · 11/03/2021 13:41

I’m seeing her on Monday. I’m going to tell her that I can offer her X amount of money with no obligation to pay it back. She can take it or leave it but I’m not happy for her to stay at mine or park a caravan in my drive, certainly while dh is still here.

My dm has horses on a bit of land with a small concreted area where she could park her caravan if she’s dead set on doing it. There’s no electric hookup though so she’d have to work round that.

I’m still just amazed she’d rather sell her car and buy a caravan than accept money from me. We’re honestly closer than sisters, spend Christmas and holidays together but she thinks it will be awkward. We live pretty rurally and if she does park on my mums field it’s a good half hour walk to the nearest bus stop which only has a bus every 40 minutes and she’d then need to change to get another bus to her gym.

OP posts:
Snowball70 · 11/03/2021 15:16

I never thought of the electricity aspect 😱

category12 · 11/03/2021 16:09

Honestly she seems to be making some crazy decisions here.

Yes it would be shit for her landlord, but what about staying together with her dd? Why did she think it was better to send her to her dad, instead of seeking help with housing?

How is she going to get her daughter back at this rate? If she ends up freezing her arse off in a caravan with no electricity, she's not exactly in a great place for contact let alone residency.

Absolutely nuts, she needs a shake.

Dontbeme · 14/03/2021 19:10

@TheLost good luck for your chat tomorrow, stick to your boundaries you have enough going on in life without making this your problem to solve.

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