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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Difficult situation

43 replies

Positivelysober · 25/01/2021 19:28

I will try and keep this short. I need to leave my husband. The are a few things I need to sort first. We rent and have been here ten years. He has no bank account. ( was made bankrupt about a decade before we met, hasnt had one since, was married before me and assume he used his ex wife's bank accounts as he does mine) he doesn't work and hasn't done for 3 years. Was made redundant, looked for a long time for a job then gave up - I was working full time so he became sahp. I've tried everything to get him to get a job. Nothing works, I've started my own business 2 years ago wich is doing well, he won't even come work with me ( whole other thread) in the heat of a row he said if we broke up he wouldn't be leaving the house as it's his home and has nowhere to go. Wich is right. He has no family whatsoever. ( they've passed away) and has friends but not a proper friend who'd help him out. We have children. I have my parents I could go to but they have an elderly relate living with them and has done for 8 years and there's only 1 spare room, so, even thought they'd take us in without thinking, it'd be very over crowded. But how can I leave? And how can I get him to leave - with literally no where to go or no way of funding himself. I'm trying to think of all the practical things but don't know how to deal with it as feel there's no way out.

OP posts:
Aknifewith16blades · 26/01/2021 12:53

Can you visit a pharmacy OP? They have a scheme going where you can use the private consultation room to speak to domestic abuse helplines.

He sounds financially abusive and a helpline will be able to guide you through the best ways to safely leave.

updownroundandround · 26/01/2021 13:20

@Positivelysober

You must open a new bank account today and also contact the post office to redirect your personal and work mail to your parents address so that he has no access to your post.

Once that is done, get your wages paid into your new account.

Then you will be in a much better position to control both your finances and your work finances.

See a solicitor and formally 'separate' from him. It will depend on what country you live in how your lease will can be handled, but at least you will be in a position to rent somewhere else and leave him to sort out his own arrangements with the landlord once your name is taken off the lease.

BlueThistles · 26/01/2021 13:24

[quote updownroundandround]@Positivelysober

You must open a new bank account today and also contact the post office to redirect your personal and work mail to your parents address so that he has no access to your post.

Once that is done, get your wages paid into your new account.

Then you will be in a much better position to control both your finances and your work finances.

See a solicitor and formally 'separate' from him. It will depend on what country you live in how your lease will can be handled, but at least you will be in a position to rent somewhere else and leave him to sort out his own arrangements with the landlord once your name is taken off the lease.[/quote]

very good advice 🌺

Positivelysober · 26/01/2021 15:21

Ok I've gone on line and applied for a new account with the same bank I have my business account with - I pay myself every month so no worries getting it paid into there .

OP posts:
Positivelysober · 26/01/2021 15:25

Also, great idea about going to a pharmacy to be able to talk - I will do that as really can not talk to anyone on the phone as he's always here apart from 20/30 mons a day when he goes out to run but then I'm here with the kids and they don't need to hear when I need to talk about . I keep trying the woman's aid live chat but it's busy

OP posts:
BlueThistles · 26/01/2021 17:12

good stuff OP.. it's a good start 🌺

updownroundandround · 26/01/2021 18:52

@Positivelysober

Excellent start OP.

Go to pharmacy as you've said in PP, so you can have privacy to talk.

Redirect your mail next (you can fill in the form online but must then take it to the post office with payment). Maybe go to pharmacy next to post office ?

Get an appointment with a solicitor (you could get an online one or a phone one) and go to pharmacy to attend appointment.

You can do it, just do one thing at a time.

If, at any point, you are worried about your safety, phone police immediately (you can dial 999, wait to be connected, then press 55 and the police know that means you can't talk, but need help)

HereIAmOnceAgain · 26/01/2021 19:39

You need to block his access to the business account, or open a new one if you can't. Someone who is not part of or an employee of the business should not have access to the business account. If he does something dodgy with the money in that account you're responsible as the business owner.

Theunamedcat · 26/01/2021 19:50

Change the passwords to your account if he questions it tell him the account has been locked due to fraud you need to leave the house to resolve it

Positivelysober · 26/01/2021 19:55

@BlueThistles thank you 🙂@updownroundandround ah I didn't know I could get an online one, that makes it easier. Yes there is actually a pharmacy right next door to the post office😂 @HereIAmOnceAgain will put that on the list of things to do. Not sure how I'll do it without him questioning me but will do my best.

OP posts:
Positivelysober · 28/01/2021 16:24

Ok, Ive also set a new email account and have asked for advice from an online solicitor so I'm just waiting for response from that today or tomorrow.

OP posts:
BlueThistles · 28/01/2021 16:48

fantastic... you must feel better just making these changes and taking back control lovely ... one day at a time 🌺

Whatisthisfuckery · 28/01/2021 16:49

Haven’t RTFT. Are you in a fixed term with he rent or are your periodic. Can you give notice to the LL, then ask that you start a new tenancy in your own name?

Positivelysober · 28/01/2021 19:29

@BlueThistles I do feel a lot better already ☺@Whatisthisfuckery we've lived here 10 years now and, for quite a few years the LL didn't get us to sign a new contract he sort of just rolled it over, last year we did have to sign a new one as he put the rent up. I'd have to look into to what you suggest. Thanks.

OP posts:
Positivelysober · 30/01/2021 12:37

A letter arrived in the post today for him. It was a bank card. He's opened himself an account finally. He said he did it because I told him too?! I said, I'd been suggesting on and off for years to do so, wonder what made him do it? Glad he has done so. Although, he told me his debt was from over 20 years ago, he's now said it was 15- 20 - and said he was trying to leave it as long as possible before opening one, so ' we shall see if anyone comes knocking on the door now eh' he said it in a way like it'd be my fault if they do because if he hadn't opened the account they might not have been abe to track him down type thing I guess. Even feel blamned for that.
Still waiting on reply from online solicitor.

OP posts:
TheFlis12345 · 30/01/2021 12:50

Be careful, do you think he may have an inkling you want to leave hence getting the account at last? You urgently need to ensure he has no access to your business accounts or any savings as I wouldn’t put it past him to clear them out.

Positivelysober · 30/01/2021 13:38

Hmm I guess he could do. I changed the passwords the other day and he hasn't tried to log on to it since then so hasn't asked why I've changed them yet.

OP posts:
BlueThistles · 30/01/2021 13:59

@Positivelysober

Hmm I guess he could do. I changed the passwords the other day and he hasn't tried to log on to it since then so hasn't asked why I've changed them yet.

well done ... on taking back control 🌺

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