Son to be divorced . Amicable but what to ensure is covered in settlement.

[cleaningmadness]

As title suggests, we are amicable after separating a year ago.
He pays maintenance and we have no problems in that area.
We co own our family home. I live there with our children , with me 80% of the time. We hope to stay amicable but we need to start thinking about a settlement formdivirce.What should We agree on re kids for their future. They are 17/ 14 and 10. They hope to go to college: university in the future. I do not have the finances for a legal battle and for the kids , we both want it as seamless as possible.
When negotiating with each other, what are the important considerations for the kids for the future , in your experience and are there any pitfalls that I could avoid as I am
Clueless tbh.
Thank you .

Sorry... that should read ... soon to be divorced . Thanks

Any replies appreciated please.

Do you have your own income? I really think in the long run it will be worth seeking legal advice.

Sorry OP i have no advice to offer but bumping for you.
In fact my only piece of advice would be to at least contact a divorce lawyer for advice over thus, even if you don't go down the legal route. It seems to me that things can start amicable but quickly slide when money is involved.

You should see a solicitor (not the mythical MN free half hour, but properly), to understand what the usual basis for a settlement would be - they don't necessarily need to be involved further, or make it combative, just to ensure nothing is missed. It's also important because you don't know who he might meet in future, how both of your circumstances have changed - you don't want to be relying on goodwill to get your kids through uni.

You need to make sure that you're including the full value of pensions, especially if you've taken time out from work in the past and you are tight on money. A solicitor can direct you to someone who can do this valuation.

*have changed? Meant might change

Thanks. I appreciate your replies.i am
Financially
Independent and
Do not need any spousal maintenance.
I guess I am
Worriedthat when the big but unseen spends arrive eg third level education , car insurance, orthodontics, overseas tours etc , he may refuse to pay up but I can't see how it would be possible to cover absolutely everything nitty gritty in the settlement. Will he get 50% of the value of the house. Do we need to sell it pre divorce . Can we sell in some years time when mortgage is paid off ? I really am clueless as you can see! A solicitor for advice and tondraw up petition will be needed