Hello I'm wondering if anyone has been through a divorce and can offer me any advice on what the next stops should be, I've read quite a bit online but I'm feeling pretty overwhelmed by it all.
For background me and my husband have now been separated for over two years. It was me that wanted to split up rather than him so I am worried that he may stall things/ not actually want to get a divorce. We were married for less than a year before we split, no children, we have no joint investments together (we lived together in a flat rented solely in my name at the time of marriage and he has since moved out) and neither of us have much in the way of savings. We do have some joint debt but foolishly I took it out only in my name (he didn't have a good credit history) so I realise I'm going to have to pay that myself.
I would ideally like us to split the costs of divorce if possible but I will pay the costs myself in order to get it over and done with if it comes to it. My worry with this is if I pay and send off the papers have I just lost £550 for nothing? He has verbally agreed that we should get a divorce but was always quite disorganised so even if not malicious he might just forget to do anything with the papers.
I also know I need to get a financial consent order. Is there anything obvious I'm missing or any steps I've not considered?
Tia