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Relationships

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Is this fair/normal

10 replies

Porcelainskin · 10/03/2020 12:49

SAHM - I get just under £600 mat allowance per month. I do the grocery shop at Aldi and top up shops in our local super market. I buy clothes for our two DC (2yrs and 3 months) and myself (mostly supermarket stuff), pay for travel including fuel for my car and any other bits like coffee, soft play, haircuts, occasional coffee/cake for the family when we're all out, presents, cards etc. I find it a stretch and I'm constantly trying to make cut backs and putting off buying things I could do with (like a pair of trousers!).
DH - earns appx £4000 per month. Pays mortgage and all bills (between £1500-£2000 pm), buys clothes for himself (discount designer), lunch when he's at work, meals/coffee when we're all out together eg once a fortnight or so. He also puts about £200 pm into savings for our DC, pays into his private pension, pays off debt.

We also have rental income from our second property appx £700pm which goes into savings.

This is a temporary arrangement as I'll go back to work within the next 12 months but just wondering if this seems ok as I'm not used to having so little to spend and more people to spend it on! DH is quite set on putting money into savings whereas I think that while I'm not working we should be putting less away (currently have around £10k in savings) and loosening the purse strings a little so that I can afford to buy myself some trousers without it being such a stretch or having to ask for more money.

OP posts:
Porcelainskin · 10/03/2020 12:52

Forgot to add - DH also pays appx £300 pm for childcare and a few baby/toddler classes.

OP posts:
nickname302 · 10/03/2020 12:52

All salary/mat pay/rental income into one pot, all bills/kids' stuff out, you both get x amount of spending money each month and whatever's left goes into joint savings. He should not have more money than you.

Fairycake2 · 10/03/2020 15:51

I totally agree with @nickname302

AttilaTheMeerkat · 10/03/2020 15:56

What nickname302 wrote.

Re this savings account, is that in his sole name?.

IceColdCat · 10/03/2020 16:03

I usually agree with nickname that money should be pooled, but in this case it sounds like rather than spending lots of money on himself like some of the men in these threads, he's putting most of it into savings which will presumably benefit both of you in the longer term? (Except the clothes - but maybe he works in the kind of job where looking smart is important.) So I have a lot more sympathy than if he was spending it on himself. Is that correct OP?

Porcelainskin · 10/03/2020 16:46

Thanks.

That sounds much more transparent than or current situation. DH is very frugal so I doubt he spends more on himself but I actually, and embarrassingly, am not sure how much we have coming in and going out.

OP posts:
Cocobean30 · 10/03/2020 16:54

It’s very tight of him to have you scrimping like that when he’s on a huge wage Confused surprised you are tolerating it OP

Aerial2020 · 10/03/2020 16:57

If he pays all the bills, how do you know how much they are? Should that be a joint account so you are both aware? What if you want to switch providers?

IceColdCat · 10/03/2020 17:01

Definitely agree to more transparency and joint decision making about spending.

RandomMess · 10/03/2020 17:06

I would ask how much he spend on lunch/coffee/food whilst at work per week - it will be ££££££ and you can't afford to clothe yourself properly.

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