Re marrying when older

[Washedoutlady]

This is not for me but a friend. She has met a really nice guy and they are thinking of living together. They are mid fifties.
He can get a mortgage of around 100,000 (he doesn't have any assets well a few thousand)... Don't ask... He has a pension to pay for a mortgage. Her place is worth £140,000. So they could sell her place and get somewhere together. But I think she wants to keep her place and for him to live with her. She has two grown up children as does he.
She has been to the lawyer to make sure her flat is left to her children. He can live there until he dies I presume. The problem with that is that he won't have anything to leave his children.
I would have thought it better to buy a place together and then once they have both passed away they split whatever they have put into the property into percentages. For example if he put in 40%then that's get given to his children.
Has anyone any experience of this and how it works. Surely it should work like any other relationship.

The problem with your idea is that the survivor can simply change their will and leave all to their own kids.

It isn't like any other relationship as they have adult children, not theirs together and are too old to easily financially start again if they break up.

She should take her solicitors advice and keep her own property.

So, what he wants is an investment opportunity, not a relationship?

Surely it should work like any other relationship.

All relationships are different. There is no one correct way.

I'm 51, dp is 60. I've no kids, he's got two adult boys, we both have our own houses mortgage free. I work, he is retired. He's far better off than me though I'm a high earner. What do you suppose would be normal if we decided to live together?

He doesn’t need to leave anything to his children. He doesn’t have anything to leave them. You think he should take on debt in his 50’s in order to leave something to adults who are capable of supporting themselves? What an odd viewpoint.