Finances

[Snowmonster]

I earn less than my OH as I work significantly less hours due to children. OH gives me a certain amount each week for bills/food (no mortgage/rent) equates to about 60% of total. We do not have joint bank accounts or anything joint financially as he is a discharged bankrupt. He NEVER pays for any items within or for the house if they need replacing or have broken. He says because I own my house outright he is not paying for its upkeep or replacing items in it. Would like to hear your opinions please!

For context: I’m single working parent and have rent to pay - If I needed a new sofa or freezer would have to buy a second hand one or put it on credit. If this was a woman in the same situation as your DP people may well be advising not to invest money into a house you have no legal claim to.

Assuming living in England, married or not, the fact that he is living in the house and contributing to its upkeep and childcare may be creating a beneficial interest in the property, same as it would an unmarried female partner. It doesn't matter that he doesn't appear on the registered title. If that isn't your intention you should get some advice.

60% is quite a lot if only one child is he and he has no claim on the house.