Hi Lopaduna, I know exactly how torn you feel — my (frankly psychopathic) ex has been homeless since I finally had enough of his lies, addictions, financial chaos etc and threw him out of my house. He is estranged from his family (for the same reasons as yours), no credit, no assets and moves jobs regularly. He has been living in his van for the past two months, since he got into arrears on the rented room I found for him when he left.
I was stupid enough to lend him money several times after we split up, to the tune of about 2k. He knows how to press the sympathy buttons, all right. In six months, I’ve not had a penny back, just pleading, begging and temper tantrums asking for more. And debt collectors banging on MY door looking for him!
I stopped helping him in any respect (no loan of my car, no cash, no food out of my cupboards when he hadn’t eaten for days) about three months ago. I don’t contact him, and if I see him by chance I’m civil but totally Grey Rock. I learnt that technique via MN; I’d never heard of it before but believe me it will stand you in good stead when dealing with situations like this!
People like these two men will not change. I am one in a long line of “victims” that my ex has conned and hung out to dry — don’t become one yourself. Check Experian or similar for your credit rating and keep a close eye on any post that comes to the house. Make sure all your personal and financial documents are kept safe and away from him while you sort out where to go...because you must go. This will not get any better, only worse. And I would suggest not discussing this with him until you have a plan in place — he will not be happy that his “supply” is being cut off, and will veer from heartbroken decalarations of love and all that “I will change” nonsense to downright nastiness (or worse).
Get your thoughts and your stuff sorted, then go and live a peaceful, independent life without this parasite. If you’re at all worried, whether it be for your personal or financial safety, contact the police and/or your bank or Citizens Advice for help and guidance. He is a grown man, an adult — He Is Not Your Responsibilty. Repeat that to yourself whenever you feel sorry for him! Good luck.