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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Divorce and joint direct debits

4 replies

user1486131602 · 15/03/2019 09:28

I have instigated a divorce, we have a very peculiar situation( which I won't discuss here!) but I need definite advice.
He wants to move d/d for mortgage and home loan to his account.
We don't have a joint account and haven't for over 10 yrs.
Does he need my permission as the joint payments are in my account?
I'm not inclined to tell him any details as he has been changing passwords, bank accounts, stopping payments etc ?
I want to ensure the payments continue and am aware that if I pay just my half, 50% of that half will be credited to him, the law is an ass.!

OP posts:
Nnnnnineteen · 15/03/2019 09:36

My exh wanted to do this- don't let him until you have legal advice. With my exh it was to do with proving he could manage the mortgage alone so he could keep the house.

user1486131602 · 15/03/2019 09:44

Hadn't thought of that, thanks. Cos all of a sudden it's about 'protecting' himself....not his kids!
I won't give him any details until I've had proper legal advice. Thank you.

OP posts:
goldengummybear · 15/03/2019 12:59

I wouldn't personally. I can think of some ways that he may be thinking (some of these are incorrect btw)

He could keep the money and not pay the mortgage then by the time you found out he may have moved out.

Or

He wants to stay in the house and thinks that as it looks like he pays the mortgage alone that the mortgage company would allow him to be the only one on the deeds.

Or
He thinks that him "paying" the mortgage means you have to move out.

Etc

JustmeandtheKIDS2 · 15/03/2019 13:41

I would want to know why?

Also you are both eligible for 100% of the mortgage. Eg the mortgage company wont care whos paying for it as long as its paid in full. So if you say you have paid 50% of it,(your share) they wont care. Your both eligible to for 100% if that makes seance.

Also the money coming out of a sole account rather than a joint one, the mortgage company wont care about. Their criteria for being eligible to have the mortgage in someones sole name is quite strict and no weight is put on the fact that one person has been able to pay it off. I know this cos iv been in this situation myself.

Be careful this is the time when people start hiding money etc etc.

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