This may be long but I don't want to drip feed.
PIL are genuinely lovely. They do an awful lot for us. Always willing to lend a hand if needed, and I am very grateful for everything that they do.
For context. They go to our house on the days that we work for around two hours to let the dogs out and have a play with them because we can't afford a dog walker. They are also staying at ours when we have our honeymoon to look after the dogs.
They took me to hospital when I was very ill with meningitis.
They visit when we have DSS so they get to see him.
We often talk/have a cuppa randomly too.
All fantastic, couldn't wish for better. However, there are some things that I feel are difficult for me to express in a diplomatic way.
It is expected of me to go to them every other weekend for Sunday lunch whilst my husband is working. Whilst this is a lovely gesture, sometimes I want to clean the house or get the washing done, or take the dogs out for a blast, etc. If I say I can't go for xy or z reason I am made to feel guilty for not wanting to go.
MIL also complains about my husbands ex a lot, and tries to involve me in the conversation even though I have made it clear that I don't know her so feel it is not my place to comment and it is for my husband to deal with any issues that arise.
They pass comment on our finances, how much my husband is spending, whether we are saving, etc. For context on that my husband has historically had money problems due to his ex. We have separate finances but equally contribute to the bills. We then spend the remainder of our earnings, or save as we see fit. My husband has been working 60-72 hour weeks for the last six months due to staff shortage so is earning significantly more than usual so has haf the extra. Whilst I have explained this, as has he on several occasions, his Mum continues wity her comments on items purchased and other costs. I appreciate she has concerns that he will get in the same position, but she had to learn to trust him (he is 44) as the money issue is over 14 years ago now. She also controlled his savings until recently when FIL told her she needs to stop in case she dies and my husband could not get at the money.
So. My question is what stock responses can I use to shut the conversation down quickly and effectively without damaging an otherwise good relationship with my MIL.
I should point out that my husband has already had words, and has told me they went no contact for a number of months a few years ago. I'd really prefer to avoid that because I don't think her intentions are malicious.