My partner is a high functioning alcoholic and emotionally abusive. I have wanted to leave for years ...but he’d threaten me with his suicide or he’d say he wouldn’t physically let me take our children. He has cheated on me several times. He lies about money/debt. He belittles me infront of others.....my confidence has been so low I haven’t wanted to take the steps to leave.
Enough was enough last week. It’s a long story so won’t go into why but I finally knew it was time to leave. I started to look at renting somewhere, booked some viewings and more importantly, told him it was over.
I worked out a budget and have known for some time now I would need help with benefits. My children are both under 5 and I work part time. I can’t go full time because paying for the childcare would rid me of pretty much my entire salary.
So did an online benefits calculator and found out that because I’m on the mortgage at our house they would class it as “capital”. We have only lived in the house for a year but because we have over 20k in equity, if I move out I will not be entitled to any benefits whatsoever. I am absolutely devastated. Only options are to sell the house or if he remortgages in his own name, all of which can take months. I do not have family and friends I can stay with or borrow money from. So I’m stuck here.
Someone please tell me it will be okay.