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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Help Do not know what to do any more

11 replies

CoffeeCoffeeTea · 21/10/2018 22:34

I've read lots of posts , so I known I should not drip feed.
I am in my 50s and I have an alcohol problem. I attend AA meetings and I'm also swimming twice a week in an effort to loose weight.
My family know I have a problem and have been very supportive.

We are a very musical family and have very expensive musical instruments. All musical instruments are individually insured.

Today, my husband and I argued because his friend (who has moved abroad) had left two very expensive guitars in our house . We have recently been burgled and tonight over dinner I raised the issue of insurance. With our house insurance I have photos and receipts for all our instruments. I am concerned that we have these guitars and they are not covered by our house insurance. I raised this with my Husband and he thought I was being stupid. I said I did not want them in the house unless they were properly insured.
That's when he said I must have been drinking because that was a stupid thing to be concerned about.he started shouting at me and yes I shouted back. He said I was being stupid as his friend would sort out insurance. I said no, they are in our house and he needs to confirm responsibility.
So now my DCs refuse to talk to me because they think I was the crazy woman getting worked up about the guitars.
Am I? Help please

OP posts:
TheVeryHungryDieter · 21/10/2018 22:39

As the friend's property, they should be on your friend's insurance anyway.

You wouldn't be able to insure things you don't own on yours.

You don't need to worry about that, but your DH should have reassured you rather than blown up or accused you of drinking (you weren't, right?)

bluebell34567 · 21/10/2018 22:41

you are right, they are wrong. and it is not nice of your dh asking 'are you drinkıng again?' in that manner. he should be more sensitive.

CoffeeCoffeeTea · 21/10/2018 23:07

Thanks for the advice and yes, I've not been drinking

OP posts:
CoffeeCoffeeTea · 21/10/2018 23:12

I just don't think my husband and children understand the responsibility of looking after someone else very expensive property. But I'm keeping out of it now. Thanks

OP posts:
CoffeeCoffeeTea · 22/10/2018 20:11

Just for info, checked with my insurance company.
So our musical instruments are individually insured . My insurance company will put extra instruments on my insurance but at a very expensive cost.
I've told my (D)H and emailed all the info and costs to his friend. I'm annoyed that I had to sort this out.. I'm still the bad person as I ve spent the day ringing up insurance companies. Im not paying the extra. for most people this may sound so trivial, but for me this little stand has been so important.
thanks

OP posts:
TheVeryHungryDieter · 22/10/2018 22:15

Do you really have to though? I mean, these are instruments that you don't own.

We couldn't claim for a PS3 in our possession (we'd borrowed it from a friend when ours broke), so I'm surprised that your insurance would take your money and agree to pay you for damage occurring to someone else's possessions.

Gncq · 22/10/2018 22:41

Surely it's your friends problem and not yours, it's unlikely you'll get burgled again but even if you did your friend surely wouldn't expect you to be paying extra insurance and would just have to suck it up right?

I couldn't get worked up about it.

In the kindest possible way, if you had been drinking recently or even 2 weeks ago, withdrawal symptoms can cause excessive stress and anxiety symptoms.
Some recovered alcoholics feel these symptoms return with cravings to drink on a regular basis.

Do you do the meditations?

Gncq · 22/10/2018 22:42

It was totally out of line for your DH to accuse you of drinking btw.

bionicnemonic · 22/10/2018 22:45

I would think that your friend may have them (or could get them) covered for while they are out of the house, like a bike or camera. I’d bar it back to him...in writing that you haven’t insured them but suggest he does

babycow38 · 22/10/2018 23:10

Just interested in why you think a perfectly valid concern can be associated with your drinking problem? Do they do this to you a lot? Having a drinking problem doesn't stop you having valid concerns or opinions.

springydaff · 23/10/2018 00:00

So hang on - your H had a go at you and now your children are off with you?

Mind you, if you've had a history of drinking they may have a short fuse where you're concerned. I know that's tough to hear but you'll look at all that, if you aren't already, when you do the steps. Do you have a sponsor?

You sound desperate though. What's the back story? Apart from the drinking..

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