Having a joint account with family member in a difficult relationship

[Seriousblack]

I can’t give too many details as it’s not my relationship and I’ll change bits too.
My cousin has been married to her husband for about 15 years. They have children together. It can be described as a controlling relationship with her on the receiving end. Family members have expressed their views about him and she acknowledges it’s not healthy. She is starting to realise the truth to it all and see a possibility of life the other side. I’ve read threads on this board over the years and feel ok at supporting her with this situation with the help of so many of you lovely posters and the advice you have given others.
I have mentioned to her about putting money aside but this is difficult for her so my question is, how do we go about having an account where she would have no post or emails to her but they would come to me to handle but she could deposit money?
I have one small concern from my own point of view that I looked at the money saving website and it said that I could be linked to her credit rating and I’m not sure it’s great because of spending and loans he has done in her name over the years.
Do you think we would be able to do that?
I’m so tired i Can’t think straight. What would I need to say or ask the bank staff?
It’s all been a bit intense and I don’t know how best to help her with this, the other bits are ok.
Sorry for the ramble.

Do not get a joint account. You are right that your credit score would become affected. With regards to the account you will find this difficult as due to money laundering and fraud regs post has to be delivered to the address she is at. She would also need to provide proof that she is resident at the address. Not sure how she would feel about an account in your name only. Ex bank manager 🙋‍♀️

Thank you. My brain is fried and normally I’d be up for researching but I need to have an idea before next week. I’ll ask about just in my name then. Thank you so much. I can go to sleep with one less thing to think about.

Could you open a bank account in your name but you give her the card? Or could her parents do it for her? It depends how much she trusts you.

I think it needs to be in your name and you gift her the money back when she’s left.

How do those pre-paid debit card things work? Could she get one of those and register it to your address rather than hers? Or could you put it in your name and just give it to her?

What about a safety deposit box instead with cash in? Obviously not as good as a bank account but it might work.

I’ve spoken to her and I will open an account and she will put money in when she can. It’s to put money in for later use rather than regular.
Thank you for your replies.