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Relationships

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Marriage or house first?

9 replies

Excitedbutrealistic · 15/07/2018 11:12

So me and my partner do want to get married in the future, although he hasn't proposed yet and I'm not expecting one soon. And we also want to buy a house of course.

We had been thinking of buying one next year, but I'm now thinking we should be married first.

Only thinking this because of how many people get a house and have kids before marriage and then their partner leaves them and they have nothing. I know he will probably be contributing more to the deposit than me, meaning if we aren't married he'll be entitled to more if we split up wouldn't he? Or would it be covered in the legal documents by the lawyer?

Not expecting to split up, but no one does do they? Just don't want to be left with nothing if we did.

So marriage first? Or are we fine for house first? Thanks Smile

OP posts:
Originallymeonly · 15/07/2018 11:16

Buying a house together and ensuring that you have discussed exactly how the house would be split if you split, and getting that written out legally would be a great test of your relationship, if you can negotiate that, then marry, but dont get caught up in planning tea lights in jam jars and hand sewn veils and disregard your future rights!

I think your gut feeling is the best way to go, it led you to ask the questions, this is realistic, i ignored mine and lost £60k of my deposit to my ex.

SoapOnARoap · 15/07/2018 11:17

House first, it’s an investment. Why chuck money away on rent, get on the ladder ASAP

AnastasiaVonBeaverhausen · 15/07/2018 11:20

Whether he gets more if you split depends if you are joint tenants or tenants in common. The latter protects proportion of initial investment, the former is 50/50. You can have legal documents drawn up to protect you in case you don't get married but to be honest for the price of those, if you want to get married and aren't fussed about a huge wedding you could probably get hitched for the same price.

It's a tough question for anyone to answer for you. You could do both as you can get married very cheaply if you wanted to. If you have your heart set on a big wedding, it might be harder to save for that once you've bought a house as the outlay over the first few years can be significant depending on what you buy. It depends on what you both want.

Excitedbutrealistic · 15/07/2018 11:21

Oh to be honest if we got married it would be a cheap thing, registry office probably. I just want a small wedding, I'm not interested in a big wedding. Don't like being centre of attention for one thing and it's too expensive for another. Want married not a wedding.

OP posts:
frasier · 15/07/2018 11:23

House definitely.

Shortstuff08 · 15/07/2018 11:28

I did both.

Set the date for the wedding. We had a very small one. And bought a house in the meantime. We lived together for 4 months before we got married. But the date and all the planning was done.

Aspieparent · 15/07/2018 11:29

We are buying a house and there's is apart of or contract which we had to state exactly how the house would be split if we ever split.

Excitedbutrealistic · 15/07/2018 11:48

Cool good to know that we would both be protected if we weren't married. We are currently living together, and have been together about 18 months.

OP posts:
AlwaysSleepy1 · 15/07/2018 12:51

Yes you can specify how to hold the property on deeds for land registry but also make sure you do a will - if it's joint tenants your share would automatically pass to your DP, if it's tenants in common (which is better if unmarried) your share passes under the will so do that at the same time xx

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