I am in a loving and committed relationship and am living with my partner in the house he owned prior to us having met. He pays for the mortgage and I pay my half of the bills. We have always spoken about wanting to get married and have children, but we recently discussed having a baby sooner rather than later and I said that I wanted to and he was ecstatic. My only concern is what happens if we break up in the future? As things stand, I have every intention of spending the rest of my life with him and him with me, but I think most couples start out feeling that way with no idea what the future holds ten years down the line. I guess what I’m getting at is whether it is a huge risk to have a child with him when we aren’t married and he owns the house? Should I insist on getting married first? I love him and don’t believe that he would ever want to hurt me, but equally I don’t want to be naïve about the whole thing either. Thoughts and advice please ladies!