This situation has arisen for a family member and I'm hoping someone can offer some advice if they have been on a similar situation?
So my family member lives in a mortgaged house with her abusive husband. He has been verbally abusing her daily since they bought this house, he drinks heavily and is aggressive towards her and he threatens her with his mental health. He has previous history of very serious mental health issues which have left him sectioned on multiple occasions.
He says things like, if I can't afford the things I want and have to work more hours, I will end up back in the facility again. Or I'm getting so ill where you ask me to help around the house, I'm starting to have suicidal thoughts etc. Basically to manipulate and scare her into keeping him and sorting everything out for him (which she did previously). This is just the tip of the iceberg with him just to give you a general idea. He's an absolute vile piece of work and he is an abuser. She has sent me recordings before that she's taken of him verbally abusing her.
So she has reached a point now where she wants him gone. But she's terrified of losing the house that she worked so so so hard for. She knows she can afford it on her own but she is planning to tell him tonight but it is over and that she wants a a divorce. She is in a position that she can give him what he put towards the deposit plus his half of mortgage payments to date as settlement.
Thing is, the legal side of it she's not sure of and can't speak to a solicitor today. Can he be removed from the deeds and she continue to pay the mortgage alone? Or does she need to reapply for a mortgage on her own - and potentially not get it as it's ridiculously difficult to get a mortgage these days.
Can she insist he leaves?