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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Goady ex and money - would love to hear how other people sort this...

36 replies

GloriousDolores · 28/03/2018 22:14

I'm not sure if relationships is strictly the right place for this but I know many people are in the samesituation. I've posted something similar before and found it helpful then.

Can anybody point me to information about what child support is actually for and what it's supposed to be spent on? I could do with something definitive and official to show my ex. Perhaps I'm misunderstanding what you're supposed to do with it yourself.

Ex pays the amount worked out with the CSA calculator, based on somebody who earns about 10k less than him. This agreement was reached a couple of years ago when he was paying about half this amount but tried to reduce it. I used the CSA calculator to show him what he should be doing and this compromise was reached.

I would love to tell him to shove it entirely but TBH I need his contribution.

He has DD 2.5 days a week but these days are never the same two weeks running because his work is irregular. I'm self employed so I've always worked when she isn't at home. I find it hard to juggle it and earn the equivalent of a full-time wage. If I try and enforce regular access for more structure, I get told I am blocking their relationship. If I work when I need to, it's more often than not, the opposite of what he is doing, so DD never sees me.

Anyway, now ex is questioning what his contribution should be spent, and what he should do outside that, and I am looking for guidelines, something official as I find I don't really know for sure myself.

He wants a breakdown of what DD costs and how this equates to his payment and an equal contribution from me.

Ex feels he shouldn't pay the agreed amount now because we now live with my DP who shares our living costs. Is this right?
DP does share living costs, but we live in an expensive area. He's not a high earner himself and has a new business, but is very supportive when it comes to DD. When I can't afford the next term's dance classes for example, he pays. We're certainly not living the life of riley off DD's child support money.

  • Should ex pay for childcare costs which are a result of his work hours?
-I am moving into an office so I can work more regular hours and hopefully earn more. I'll still pick up DD two nights a week and pay for one night's after school. Ex has always wanted to pick her up x2. I've suggested the times he can't do this and it's late notice, he should pay for afterschool but he says he already does with his CS.

The same for holidays. Ex wants half holidays, but only the days he is off work. I have said that now I need to work too and the days neither of us can be at home with DD, we should split for a holiday club which she loves to go to. Again, he won't as he says CS covers this.

  • The next issue is clothes. I spend a lot of time packing and unpacking bags of screwed up dirty clothes. For school, activitives and over nights with Ex. Ex has expressed dissatisfaction with the reliability of my packing. I've given him bags of DD clothes to keep at his but they always end up back here. My solution is for him to purchase some nice but cheap clothes to keep there. He won't because he 'already buys her clothes' through CS. I'm sure some non-resident P's do this? I know of some.

I've given up arguing about it and have ignored his calls. This is the man who if he happens to have DD on a night she does swimming, makes sure he gets the £3.50 off me when he drops her off and doesn't think that's just a bit...well...tight.

I'd love some general knowledge about the issue so I can just state facts.

OP posts:
TeddyIsaHe · 29/03/2018 05:26

CMS work out the payment from the previous years payroll, so if he changes his hours to be paid less he’ll still have to pay the same, but earn less.

They also work on averages, so if on average he has her overnight once or twice a week roughly and somebody weeks doesn’t, they will go with the average amount. If he doesn’t have her overnight at all he pays the maximum. Only overnight reduces the payment.

My ex was the same, an absolute nightmare about money (apparently shopping in Sainsbury’s meant he was paying too much Hmm ) so I went through CMS. It has taken all the strain out of it, and means I only now have to talk to him about dd. Much better!

Walkacrossthesand · 29/03/2018 07:11

There are some good comebacks in the responses above; eg if he says he should pay less because your DP lives with you - 'what, you want DP to adopt her? No? Then why should he pay for her upkeep?'. And if his contact days are irregular due to his work - he's clearly not prioritising contact with her, as working parents generally have to make work sacrifices because they are parents (unless they have a SAHP DP to do this for them).

You will not change his mind - as PPs have said, you're not dealing with a reasonable person here - but you will feel better having some verbal shutdowns.

I wouldn't put them in writing, they can be twisted out of context. And also as PP has said, keep as much as possible of your interaction in text/email, so it's recorded.

RandomMess · 29/03/2018 08:25

Even if you end up with less £ honestly being more free of his control will be far healthier all around.

If he is self employed and chooses to work irregular hours and misses out on seeing DD that is his choice, it sounds like complete bull and a way to control again.

You can be flexible and offer x OR Y OR z days that week and say a month in advance. He wants DD in your day "sorry that doesn't work for DD she has plans"

Mymouthgetsmeintrouble · 29/03/2018 08:38

You can spend it on whatever you like aslong as the childs needs are met , its none of his business you could spend it on wild nights out if you wanted and he wouldnt be able to do anything about it he sounds like an idiot ,take it through the csa

category12 · 29/03/2018 08:41

Tbh I have always budgeted without taking into account the ex's child support. I'm lucky enough that he's a much better ex than he ever was a husband, and he pays regularly and on time, but I don't ever rely on him for that money or him to provide childcare. Dogcare occasionally, but that's proved a source of friction.

If you possibly can, discount him in all your planning. Organise childcare, get the cms on him and cut him out of the power trip he's on.

QuiteLikely5 · 29/03/2018 08:46

Housing costs
Gas and electric
Food costs
Childcare costs
Activities costs
Fuel costs in taking to various places
Xmas cost

Tell him if you had no child you would not need a bedroom for your child and all the other costs above would you be nil or reduced.

Tell him if he is going to make this a drama for the next ten years then he can have no access and you will see him in court

I could not be bothered with a waster like this. Someone who treat my child like an inconvenience.

Get a access agreement written in stone and seriously consider going to the CSA

Does he pay you hundreds? He acts like it!!

MrsLandingham · 29/03/2018 08:51

Lucie 8881 is right. Stop trying to negotiate with him and go through the CMS.

My XH earned a fortune, yet was happy to underpay maintenance. I gave him fair warning that I would go to the CMS, but he didn't believe me - probably because I hadn't stood up to him for years before we divorced. He accused me of spending what maintenance I got on shoes, holidays, gigolos......In the end, we went to Collect and Pay, as Lucie describes, and it was worth losing 4% of the (now increased) maintenance just to annoy him Grin. He also had to pay all of the underpayments that accrued from my first contacting the CMS to them resolving the claim.

Clutterbugsmum · 29/03/2018 10:09

I'd tell him the CM pays 40% (for example) cost of housing, feeding and clothing your child at your home.

I'd also be instant that if he wants for DC for 50% of school holidays then he needs to agree to full weeks by X date as you will be putting DC into holiday club and paying for it so DC will not be available on those weeks. Also point out it is better for DC to have set days so they know what days they are with dad and which days with mum. And you will not be paying for childcare on his days he has organise that.

The only way he will stop messing around with days/holidays is because you allow him to. If you have paid for dc to go childcare then they go and he misses out as it's not fair on you to pay out extra costs and not use it.

I'd also tell him he needs to buy toys and clothes, including spare school uniform for his house and you will no longer providing any as he her dad and should already have this at his house.

If he decides to 'reduce' his work hours point to him the only person he is hurting is his dc.

Fishface77 · 29/03/2018 10:15

I’d pay the fucker £3.50 in pennies.

NukaColaGirl · 29/03/2018 10:17

Go to CMS as others have suggested. Also go to mediation. And let it go to court if need be. Small children need consistent routine and stability, not your ex dictating when he sees DC based on what he wants and when. Any childcare he will need to use will have to come out his pocket and he will be told this. He is totally taking the piss on all levels.

lifebegins50 · 29/03/2018 11:22

How old is your dd? Just checking if she would have a vote on where she lives.If he has her 2.5 days it's already close to 50:50.

I suspect many men think like this as they have never understood the value of having a mum in a child's life.
I guess he is single?? Can't imagine a new partner being impressed with his demands for £3.50.

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