Please or to access all these features

Add post

Watch this thread

Save thread

Start a new thread

Flip thread

Hide thread

My feed

Active Unanswered threads

Getting started FAQ's

Unanswered threads Acronyms Talk guidelines

Hide shortcut buttons

Talk

Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Flip

1 2 3

Original poster

how much money will I get from the state if I leave my husband?

75 replies

whateverisnext · 27/01/2018 13:32

If I leave my partner I will move back to a property I own in another part of the U.K. I will have a five year old and two year old. I will have no job and no real sellable skills to get a job, certainly not one that will cover child care costs.

The property I own is my only asset and is owned outright so I can live rent and mortgage free.
What money will I have to live on if I leave? Will I have to divorce my husband to be entitled to anything?

OP posts:

430West · 27/01/2018 13:54

OP has it well within her power to be a fully self sufficient household, yet she wants to take money from other households where people are in insecure, often unsuitable housing, sick or disabled, and with little or no prospect on the horizon to be able to buy themselves.

It is them that I feel for in this situation, OP is incredibly privileged, but is wanting to access benefits that are intended for only the most needy in society.

Perhaps a period of reflection might be a good idea for the OP.

DullAndOld · 27/01/2018 13:56

if the OP is to be a lone parent of two children under five, then guess what, she IS the most needy of our society. That is why she might be entitled to income support and so on.

Perhaps you should go off and have a quiet little think about being less thick, 430.

Roomba · 27/01/2018 13:58

I've claimed benefits while owning my own (mortgaged) home. Was it really more sensible for me to sell my home instead of claiming benefits when a) it would take months if not years to sell round here, I was working again within six months - and b) even after I sold, the profit from that would be so low it would be under the benefit threshold anyway! So then I'd still be on benefits, and also claiming Housing Benefit to top up my low wages?

Really?

I got no help towards my mortgage, btw. I can't see how me taking away a rental house from someone who needs it would be the best plan for anyone. It's not like I was living in a mansion and could love off the profit for years. I imagine many are in the same boat.

Dazedandconfuzzled · 27/01/2018 13:59

So a woman moves to a new part of the country with 2 children and she should automatically get a job and be self sufficient? I don't see how her claiming benefits till she is back on her feet with 2 small children is a bad thing. Is it not what the benefit system is for?

Original poster

whateverisnext · 27/01/2018 14:00

Thanks everyone, with the exception of 430West, for their helpful advice and for the link to the entitled to website.

OP posts:

Appuskidu · 27/01/2018 14:01

after spunking all her house proceeds on rent

I don't usually point out typo's but that was a good un

Which typo?!

DullAndOld · 27/01/2018 14:02

ye I was going to ask about the typo as well...

Beentherelefthimgotthetshirt · 27/01/2018 14:05

This is exactly what I pay my taxes for to provide a safety net for people and to allow people the breathing space to start over again. I do not want the OP to sell her house to provide 5 years or so of "self-sufficient" living only to put her at the mercy of the state and landlords for the rest of her life. The politics of envy is always so short-sighted.

LadyLapsang · 27/01/2018 14:05

Your five year-old will be at primary school and your two year-old may be entitled to free childcare, so you should be able to get back to work to help support yourself. Have you discussed how this will work with your DH? Will he agree to you removing the children back to the UK? As their father he has a responsibility to support his children and perhaps also provide spousal maintenance, as it sounds like you have not been working to look after his children while he works. Benefits are a safety net, you should think how you and your DH can manage the situation first.

MyDcAreMarvel · 27/01/2018 14:07

Income support approx £72 child tax credits approx £120 and child benefit approx £24 all weekly.
Also council tax support amount varies by council.

Viviennemary · 27/01/2018 14:07

If you part-own the other property there might be a problem as you will be considered to own two houses. This would be for means tested benefit. It wouldn't be wise to sell the property you intend to live in. Can't see the point of that.

DullAndOld · 27/01/2018 14:09

she never said she was outside the UK.

yes OP might be able to get a part time job, might get some maintenance from ex , but in the meantime then claiming benefits will help her. That is why they are there.

JulyAphrodite · 27/01/2018 14:09

Would you be able to rent a room in your old house to have some income coming in ?

JulyAphrodite · 27/01/2018 14:10

or take in language school students maybe?

DianaT1969 · 27/01/2018 14:11

Ignore 430West. I've never seen such bad advice on MN.
Can you fit a lodger in your home? Or foreign language student, assuming there is demand in the area? Although you say you don't have skills, most people can do jobs such as retail, cleaning, basic admin etc without training. Your problem will be lack of time and covering childcare costs.
Do you have family where you are going to help out?
Will you get maintenance from him?

DianaT1969 · 27/01/2018 14:15

430West - you try getting a job and supporting yourself with a 2 year old and 5 year old. How would you do that alone?

YellowMakesMeSmile · 27/01/2018 14:15

Surely the question should be, how much would I need to earn to support myself and the two children I chose to have.

DullAndOld · 27/01/2018 14:17

for God's sake yellow, give it a rest.

category12 · 27/01/2018 14:17

Don't sell your house (ludicrous). You should get universal credit, as pp have said, check online. You can then hopefully pick up a few hours part-time work while your dc are small/see if there's any training you could take up and get yourself ready for more hours / fulltime as they get older. Their dad should pay child maintenance on top.

loveyoutothemoon · 27/01/2018 14:17

430!! My god..she owns a bloody house and she'll live in it!

OP sounds like you'll manage absolutely fine. And well done for taking the step. You can claim as soon as you officially separate, even if you're still living together.

Vitalogy · 27/01/2018 14:19

Oh sorry re typo, thought it was meant to say "spending"

user1492958275 · 27/01/2018 14:20

430West - you try getting a job and supporting yourself with a 2 year old and 5 year old. How would you do that alone?

The same way every other single working parent does? Not all single parents are on benefits what an odd thing to say.

OP, Don't sell your house assuming it's mortgage free a roof over your head is always the most important thing. Benefits don't give you much really and I think you can get income support, child benefit and child tax credits.

I also think that if you got a part time job you would also get working tax credits.

This would work well for you as no housing benefit to restrict your earnings and you can go full time when youngest is in school.

I hope your home life improves whatever your decision and don't take anything to lightly. All the best

HopeClearwater · 27/01/2018 14:20

You should really sell your property and live on the proceeds before you take money from the taxpayer to fund your lifestyle

Biggest pile of crap I’ve ever seen on here. FFS ignore this piece of ‘advice, OP.

Original poster

whateverisnext · 27/01/2018 14:23

My flat is only two bedroom, so not possible to get a lodger in. Five year old not due to start school till August (Scotland).
I'd ultimately like to train in early years work but have to work out logistics on managing to do that on my own whilst looking after kids and finding money to train. No family to help out.

OP posts:

WitchesHatRim · 27/01/2018 14:24

If I leave my partner I will move back to a property I own in another part of the U.K.

If you are married it isn't just your property. It's a joint asset.

Flip

1 2 3