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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Husband and credit card lies

29 replies

Husbandwithhalfabrain · 18/09/2017 18:15

Hi I don't want this in the daily mail so will be vague and throw scent off links to me irl if that's ok?
Basically my husband Dhh ( dick head husband) has always been crap with money, he's got various cards over various years and get himself into debt.

I have always tried to help him out, paying them off which ultimately enables him to get a new card and increase his last amount owed.

I knew he had about £15,000 debt at xmas this year, but I also found out he had cleared out the kids accounts ( no idea how much they had but guess > £5000 in total. I told him I was leaving him. He said he would let met help him to get out of debt. Stupid me wanted to believe him.

So this month I found out he's defaulted on some repayments, gone over his overdraft etc so stupidly again I gave him £5000 to get back in the red. He gave me all his cards.

Today a letter came for him, I don't trust him so I opened it. A NEW card I knew nothing about has said he's in arrears! So I honestly don't know how many cards he has or how much his debt is.i also found out he's taken back all the credit cards he's given me. I have changed my bank pin, made sure I have zero cash in the house and changed my phones pin. I have hid his current account card and the last credit card I have. What else should I do? My gut says move my money asap before he gets to this as well.

We have a JA which I'm desperately trying to close which he's gone over drawn on. Mortgage bounced this month too!

He's a lieing a hole and to be honest he's got zero redeeming features. He's started snapping at me and try's to make out I'm nagging when I try to help.

If he goes into debt management will his access to credit stop? Will it effect my credit rating?

Help!

OP posts:
Isetan · 19/09/2017 17:55

Hang on, you rewarded the man who stole from your kids with five grand!

You're still enabling him and you really need to speak to a professional to advise you on your financial liabilities. How on earth did you delegate the responsibility of keeping a roof over your heads to a spendthrift? You have a role in your relationship dynamic and if you don't take the time to understand it, you risk continuing to collude in damaging the financial future of you and your children.

Winteriscomingneedmorewood · 19/09/2017 18:48

Run run as a fast as you can...
You can't save him he's a fucked up man.

TurquoiseShines · 19/09/2017 20:43

Sunnysomewhere, I stand corrected I'm glad to say, so at least that is good for OP.

But it still looks a horrible mess, and the DDH sounds like he could be capable of anything. I would legally and personally separate from him as soon as I could.

JWrecks · 20/09/2017 00:27

You absolutely MUST see a solicitor and make SURE that he cannot ruin your credit (and thus your future) as well. You MUST find a way to financially un-link yourself from him and make sure that you are not held accountable for his debts. As soon as possible, no matter what else you decide to do.

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