Am I being unreasonable? Possibly pregnancy hormones!

[KLG3101]

Currently 37 weeks with DC2. We have DS 18 months. Pregnancy planned as wanted 2 close together.

DH is director of his own company 50:50
With his Father whom is retired. He works long hours 7-7 most days Mon-Fri and 7-4 ish on a Saturday. I'm on maternity leave but usually work a 3 day week post DS1. DH used to always come home at lunch time on a Saturday which was perfect and felt like we got some quality family time. Due to the economy / recession in our area he's been working longer which I'm so grateful for.

Problem is we've put in over £25K to the company to help out while his Father hasn't put anything else in. The ground the company is on is prime land and essentially our retirement. Problem is his Father has not finalised his Will or sugggested to husband and I we are named here. DH has a brother who is a complete waste of space, often has weeks off at a time, doesn't work weekends and has no management responsibilities whatsoever. He could theoretically inherit 50:50 with his which makes me so cross.

DH has no death benefit or any incentive to continue working here.

When I say I'm worried we have no seciruity and when if ever will we get the money we've paid into the company back he goes off on one and tells me to stop it. Should add DH wants nothing to do with our finances, utilities, etc.... I do it all even if I ask for help he just says 'you do it'. DH gets mad at me when I say we can't afford to put more money into the business. He's not put any provisions in place for me if something happens to him despite my death in service 100% to him.

I feel like a single mum at times. If we had more security I'd not be so worried but I feel like he's spending 90% of his time for a business with no security.

Sorry - hormonal day!!

Men are useless did you get any kind of invoice kind of thing when you've invested the money? Don't really know how these things work but you could maybe look at that and bring it up to fil in discussion saying you want the security for the dc. Don't know too much about business though sorry. But enjoy the rest of your pregnancy and your knew bundle

I would be concerned too. Why do you think your husband is avoiding the issue? Could you approach fil yourself? (obviously discussing it with your dh first.) Have you got a will yourself? What about going together to a solicitor to do a will and then address the issues there, hoping that it will give your dh the impetus to tackle it with his father. Depending on how complicated it is, you might need legal advice.

This is going to depend on the business set up, whether it is Ltd company, partnership etc. You need legal advice definitely. I'd say your DH can be protected through adjustments in the business ownership/shareholding rather than FILs will

Yes we have a will in favour of each other there are no concerns there it's more with FIL and DH being so laid back and not doing anything to protect us. I almost feel like we don't mean anything to him (hormones as he's a fantastic Dad and husband other than this). How do I make him see the importance of the situation?

Does your DH have private life insurance? If not he should and that will be a source of security just in case.

The business should have clarity. As in DH and your FIL jointly own it. If anything happens to FIL, assuming there is no MIL alive, then 50% (FILs half) would go to your DH and BIL, unless there was a will in place.

Not U at all. Your DH wouldn't be the first person to flog his guts out in a family business and end up with nothing. FIL should be succession planning and everything should be watertight.

At the end of the day, the only people who will screw you over worse than your friends are your family. It's true.

Your FIL needs to put his affairs in order, the difficult bit will be getting him to do that.