So he's left

[WhoGivesAFlying]

And I'm left broken hearted. We joint own a house and I "work" (something to do with tax) for his company. I get £860 a month from company and it covers everything except mortgage. I'm sure he will stop it soon and I can't afford the house. Ds is 3 and not yet entitled to any government funding for nursery until April. I have no idea what to do...I guess will have to sell....not sure if I'll need a solicitor. I have no money. Dh says the company acc is £15k in debt and his personal is £10k and that's my debt too

Get some legal advice straight away. Lots of solicitors will give you half an hour free (and you can see more than one). I've just done this myself. My understanding is that his debts are not yours to share. You and your son should be able to stay in the house if at all possible. That means him paying enough in maintenance that you can afford to live there and pay the mortgage (switch to an interest only mortgage over a long period if it means you're able to cover mortgage payments). If the property is in your name, he will have a 'chargeback' on the property so that when the child reaches 19 or leaves full time education, he is then entitled to a percentage of the property, which will automatically go to him when you sell. If he doesn't agree to doing this, go to court to settle the finances, the court will do anything they can to try to keep you and your son in the house because it's in your son's interests, and that's the most important consideration.