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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Do you split finances evenly?

29 replies

WalkingBlind · 27/01/2016 00:47

Just curious. I'm a SAHM to 2 kids, I get disability and DP works full time (but shift work) in a very good job. He earns far more than twice what I get a month.

For the sake of fairness we pretty much split everything bill wise 50/50. He works for his money and I have no problem with that at all. I do struggle a little though coz I have debts to pay off as well from the last house and am in overdraft almost permanently.

He's a good guy and would never let us go without food/gas if I was broke. But I do pay him back as soon as I get paid (leaving me just as broke straight away). He also pays for his car and petrol which I don't contribute to but still get driven in when he's around. Would you do the same with such a big income gap? Or would you expect DP to pay for a little more?

I think it's pretty fair at the moment but wondered how others tend to figure it out. It's not his fault I'm not working but I do look after the kids and do the housework.

I often panic if he wants something nice for the house because he can afford his half with ease and I'd have to save up for mine or go in further debt. Usually I say if we don't need it and he wants it then it's up to him (like the huge TV I wasn't fussed about) but I won't go halves, is that wrong in your opinion? I still use it at the end of the day but wouldn't care if it was never there.

OP posts:
Tanfastic · 27/01/2016 08:23

No, because my husband earns twice as much as me.

WalkingBlind · 27/01/2016 08:34

Thank you for your ongoing advice guys. I think making him see what he saves for childcare, etc would definitely help the situation. He probably thinks childcare is free he's been that sheltered! Blush

OP posts:
hellsbellsmelons · 27/01/2016 09:05

It's not even at the moment.
I pay most things. He pays me a set amount every month (just over half rent).
He also pays for all outings to pubs, restaurants, etc... including taxi fares.
It will all change soon though.
We have figured out roughly what bills will be at our new house and he will pay half and I will pay half.
Then we will put a set amount into a savings account for holidays and anything that crops up like car repairs.
Although we both earn the same he has a lot of child maintenance to pay.
This will reduce soon so he will be better off.

BrownAjah · 27/01/2016 09:33

I'm a SAHM, DH works. He gets paid into his account. He then puts a sum into joint account to cover all bills, family expenses etc. He then also puts a sum (decided by me) into my personal account for my own expenses. At the end of the month we both empty anything left in our personal accounts into the joint pot. It means I never have to ask him for money and we can both see what we have in our joint account. We don't have a separate savings account at the moment.

You shouldn't have to struggle to live! There's no sense in that at all

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