I feel silly typing this out, but I'm aware that I could hurt someone's feelings.
I've a fairly new friend, who is mum to a child in DD's class. Her DD and mine started school recently and had met socially outside school, which is how they knew each other.
The mum is really friendly, kind, generous, sunny person. We've had a playdate, and seen each other at various events.
Here's my issue. I had a text recently from the mum asking what my DD would like for Christmas. She was offering to buy a particular item (don't want to say what as it may out me), or give me the money. The item is not expensive as such - somewhere in the £15 bracket, but not something we need or want.
I replied to say it was extremely kind, but far too generous. I said DD would be perfectly happy with a packet of glow sticks, or some chocolate.
Bumped into the Mum last week and she repeated the offer.
My issue is I don't work, I don't have an income at present (recently become an ex-student) and I feel the friendship is too new for gift exchanges.
I appreciate that she is a kind person and doesn't expect a reciprocal gift, but I am not comfortable with the idea.
How can I tell her no in a nice, polite way. I don't want to upset her, she's a good 10 years younger than me, and young in outlook (possibly a little naiive, but not in a bad way). DD and her DD are going to be at school together for the next 5 years minimum.
[FWIW, she has in the past given DD money to spend at a fair. I didn't ask, she just put it in her hand and told her to spend it. At the time I thanked her very kindly, said that there was no need, but that it was a generous gesture.]