Long story - sorry.
Two years ago my friend had an accident which resulted in a brain injury (she nearly died). Fortunately she made an amazing recovery and things were looking bright. However over the last 6 months it seems like she has slipped backwards a bit....
My friend has always been quite self-centred and a bit abrupt but following her accident these aspects of her personality are much more pronounced and she has become a difficult person to be around. She doesn't pick up much on social cues and she is incredibly tactless, says exactly what is on her mind even if it is very hurtful. Her short term memory also seems to be deteriorating and she becomes fixated on certain topics - for example a particular hobby that she has. On top of that, she was made redundant three months ago - I suspect that her company manufactured a redundancy situation to get rid of her

Yesterday her dh dropped round at my house - he is very worried about her and about their financial position. The redundancy payment that my friend got is fast running out and they are struggling to pay the mortgage and other bills. My friend doesn't seem able to take this in. She hasn't registered to claim JSA and turned down a job that a friend offered her because she thought it was beneath her. Friend maintains that she has valuable skills and experience but she has applied for several relevant jobs and hasn't even been short-listed. She is quite cross about this but cannot see that she might not be able to do this work anymore. The area my friend works in is very niche, the community of employers will all know her and know about the changes in her personality. They will feel sad for her but I doubt that any of them will risk taking her on as an employee.
Friend's dh is at his wits end - every time he tries to discuss their situation, however gently he puts it, my friend apparently flies off the handle and it results in a furious row and she becomes even more entrenched in her view. I know some of this first hand because my friend has complained about her dh - from her perspective he doesn't have confidence in her abilities and is undermining her confidence.....
My friend's dh has asked for my help in 'supporting her' or 'persuading her' to take a job (any job) - before they run out of money completely and things get really difficult.
I feel so disloyal. Speaking to my friend's dh about my friend feels like a shabby and deceitful thing to do. And trying to 'persuade her' to do as her dh wishes feels like a complete betrayal. And yet I agree with her dh's viewpoint. Sadly I think my friend is deluded about her employment prospects. I was at an event a couple of weeks ago and I could see how former colleagues and contemporaries were backing away from her. They were pleasant and sociable but I saw my friend get fixated on her hobby, and people politely made their excuses. And she told an 'anecdote' about another colleague which was beyond tactless.
I'm not sure what I'm asking for here.... do I tell my friend that I've spoken with her dh? do I disregard him and share my own opinion with my friend? I know that my friend would feel awful if she knew that her dh and I had spoken about her behind her back, but we are the 2 people who are closest to her and we share a concern. Its a horrible situation.