Ok I need some help..

[Bananaapplegrape]

It's a very long drawn out story but I told my husband today that it's over.. There have been too many things in the last year that I've white washed over.. No one has cheated, but I'm just not happy and I want out :(

But what do I do now? We have no children together, he is the higher earner by a massive long shot.. I have 2 children.

Can I just move out and find somewhere to rent? I'm on the mortgage but the house isn't worth anything - he can keep it. I just want out.

Can I claim any benefits to help? I've never claimed benefits before. I don't even know where to start.

I do have an income but my earnings are reduced due to having a disabled child so I only work school hours.

I'm in fix it mode. He thinks I will cave because I always do but I don't want to this time.

Have you spoken to a solicitor yet? I think you need to do that before you leave the house, in case it affects your position. I know you're married but still.

Does your child have DLA or whatever the new thing is now, PIP? (Not sure if that applies to children, sorry.)

I'm fairly sure you should be able to apply for some benefits, tax credits etc. but I'm equally sure that you will need help to do it "properly" as you could miss some. CAB can be useful but equally they can be fucking hopeless, it all depends on whether you get a good one or not, so I'd be a bit wary of them, although a good first port of call.

Hope someone more helpful comes along soon!

I think a solicitor should be your first call.

I don't even get child benefit at the moment. It feels like I'm staring up at a very very tall mountain :(

I think there is a website called entitled.to that wll give you some indication of benefits. Do you get benefits already for your child? I guess your options are to get social housing or private rental and go via housing benefit. It might be as well to contact your local housing authority to see where you stand. Maybe make an appointment for the CAB to see if they can point you in the right direction.

There is no point in staying somewhere if you are not happy - good luck x

Yes child gets DLA (high rate)

Make your plans very carefully - see the solicitor first. If you have some kind of health worker/social worker/ I don't know the proper name, but my sister had one help her fill in her DLA forms for my niece, then they might be able to help with possible benefits as well.

Why don't you get child benefit for your children?

DH earns too muxh

I'd say start with CAB and find out exactly what you can get as a single parent.
Can he afford to 'buy you out'? as it were.
Basically does he earn enough money to take over the mortgage on his own.
If so you may be able to come to an agreement.
If he can pay your deposit and 1st months rent, you will move out and sign the property over to him.
Do check on the property first though.
Get an estate agent round to value it and then see what the mortgage is and how much equity there is.
Don't do yourself out of any money you might be owed.
CAB first in case you are entitled to housing benefit then you can go ahead and start looking to move out.

Don't leave without advice, if your on the mortgage you primal won't get any housing benefit.

You must get advice. This is one of the most important decisions of your life - talk to a solicitor!