unequal earnings in marriage and expenses

[mservi]

This is in USA.
I am marrying a guy who earns 3 times than me. Previously my earnings were 90% of him now i changed my job. Financial instability is the issue now.
My questions are-
1.In this case how can we split expenses ? on income ratio or equally?

1. I also have 150K Debt and a house he will be living in my home.

How can we split mortgage/prop tax/maintainnace etc.

I think this sounds like a marriage that is over, to be completely honest.

(You ok there Twinkle)

Wow this is all very confusing and complicated.
Sounds like your trying to force this. It really shouldn't be so complicated. We don't share bank accounts but we share a saving account and we pay everything proportionally according to earnings.
We don't stress about this, we don't want to rip each other off or worry the other isn't being fair. We are a team. Doesn't sound like you are. Seems mean and petty do you want to be with someone like that?

I'm going on information from your other threads, of course.

So forgetting the relationship side of things,

You have prenups so assests /debts are your own to sort out.

He owns a house which he rents out the income is his alone, he pays any costs on that house.

You own the house you both live in and pay all mortgage etc related costs. He has lent you 150k which you pay interest on, this is a type of private mortage so you should be clearing capital over an agree time perios not just paying interest btw.

So if we treat his 150k as a 'private mortage' which you are paying yourself you are full owner of the family home.
He shoulod then pay rent to live in the family home, be that half costs, or a rent simialr to that paid in your local area is up to you to decide.

So as I see it you spilt, electricity, gas, contents insurance, food, school costs, car costs etc and then he pays you rent to live in your house on top of his share.

How you split the household bills can be either 50/50 or % of income or so that you both get equal disposable income, which ever you think is fair.

It does sound hard work, my partner owns our family home, I have a btl he doens't charge me rent not even when we were first dating and I earnt more than him. We do both have personal investments that are our own thourgh I don't see an issue with that, as we are both working towards having a retirement income we can live on together.

We pay % of income, which leaves me a little poorer as I've dropped my hours to retrain as I'd like to change job, its not a neccesity and I don't think he should have to pay for me to chane jobs on whim. He paid 50% of bills when I earnt more so its swings and roundabouts.