First I wanted to start by saying, please don't judge me for the choices I've made in my past. All of us have had to undergo adversity and I've had my fair share. What I'd like are balanced opinions. I really don't know where to turn with regard to this problem. I've discussed it with my closest friends and they offer warm support but I get very differing opinions about what course of action I should take.
I'm about to turn 44 and am desperate for a child. My husband and I have had a terrible marriage which we've tried to repair on and off for 7 years. He has been unfaithful to me and has had serious money problems which he's hidden from me. He's about to go bankrupt for a second time and my fear is that we may lose our home this time - which is the only thing I have that offers stability. I've stayed married to him for a number of reasons: 1.) because my family don't live in the UK and I don't have a support network here but I've built my career here. Basically I put all my eggs in my husband's basket when we got married. I loved him and I believed 100% that our marriage would work. 2.) Although I'm doing very well in my career, it's not one which pays steadily. I have literally clawed my way to where I am and have worked so hard to achieve what I have. I have respect in my industry but not a regular income, however without my income we couldn't jointly have a roof over our heads. 3.) I have wanted a child and my fear is that if I leave I will have to forever close the door on this and face a life alone. It's really too much for me to take on - the idea of starting over without a family here (I can't go back to where I came from as the field I work in is very UK specific). If I walk away I'm looking at losing everything and starting life over at an age where women aren't valued.
Several years ago, knowing that my husband was unfaithful and lying to me about jobs, money, etc, I got involved with a man who was separated and going through a divorce. The divorce has dragged on for years now with no resolution. His wife is manic depressive and often doesn't take her meds and he's worried about the welfare of his young child. She's extremely rich and he's not and she's likely to get custody. He's also been physically, emotionally and financially abused by her.
Basically, I 've been waiting for him to get his act together so we can be together. He tells me he loves me more than anyone he's ever met and he desperately wants to be with me. However, he can't seem to free himself from her hold. He's still terrified of his soon to be ex. He spends all of his time waiting for his phone to ring so he can race over there and fix some problem. He doesn't trust her and he doesn't trust her with their child and it's driving him to distraction. I told him we can't have a life together until this is sorted out and until he sees a therapist and learns how to let go of the vicious control cycle he's in. It's a mess.
So basically I feel like I have two choices of men and neither are in any way suitable as a father. I literally am beside myself with misery, and have lived this way for a number of years. I have to make a decision.
Do I have a child and then get divorced? Do I have a child with my divorcee and leave my husband? Do I close the door on ever being a mother without even trying? Do I have a child with my husband knowing he won't be there for me and I will lose my income stream which has kept a roof over our heads when he's about to go bankrupt again? I feel like I have no support from anyone. Children and new mothers need support and I literally have no idea what to do or where to turn.
Please answer with kindness.