The amount of points on DH’s driving licence, and his failure to disclose them to me, has always been a bone of contention.
I’ve often found paperwork showing he’s received a fixed penalty notice for speeding/talking on phone whilst driving, yet he’s failed to tell me. On one hand, the amount of points on his licence doesn’t affect me, however it’s the insurance implications that scare me. He’s a named driver on my car insurance, and if he had an accident, and we hadn’t made the insurance company aware of his latest set of points, then I’m sure they would refuse to pay up. And I suppose the same would apply to his van insurance (he’s a builder). It always seems to be that just as one set of points is set to ‘expire’, he gets another set.
As far as I’m aware, he has 6 points, but at the weekend I found a letter from the police, saying that he’d been stopped for speeding (again), that the matter “cannot be dealt with via a fixed penalty and will therefore be referred to the Court.”
When I challenged DH over this, he said he “didn’t want to worry me.” Which is man-speak for “if I’d told you, there would have been a row.” He says he hasn’t heard from the Court yet. I don’t know if I believe him or not. The letter was dated Feb 2014, so I’m thinking that if the police were going to pursue this, he would have heard by now. I asked him to show me the paper part of his licence, and it still shows 6 points, so maybe he’s telling the truth about not having been to Court, as I’m sure if he had, he would have been given more points.
However I suspect that if he HAD heard from the Court, he would have failed to mention that too. And this is the bit that drives me up the wall. It’s not the fact that he got caught speeding (although I’m not particularly impressed about that) it’s the point that he has been ‘court case pending’ and didn’t tell me. All court cases are reported in the ‘court file’ in our local paper, you can guarantee someone would have seen it, and I would have heard via the grapevine. And this is also with the background of previous failures to be honest about driving endorsements. I’m very tempted indeed to take him off my insurance policy, as I just can’t trust him to be honest about his driving history. However it would cause us some real logistics problems if he couldn’t drive my car, not to mention that I wouldn’t have such a nice car if he weren’t paying for it ……
Any suggestions? He’s said “sorry” and wants to move forward, but I don’t feel we’ve got to the bottom of this.