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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Please help me - difficult childhood, mother and my brothers death

44 replies

Wealden · 06/06/2014 14:09

I grew up in an unhappy home - my mother was either distant or angry.
She always preferred my brother.
My parents marriage was terrible. My father, I now believe was emotionally abused.
Having moved out at 16 I had an on off relationship with her until my father died when I was 26. My mother was 46.
She has since remarried a multi millionaire, they have 2 houses, one with 8 bedrooms, the other with 4. They spend a lot of time travelling and she seems to have mellowed a lot with this lifestyle. She is a fairly good grandmother although I am powerless to curb her lavish presents that she showers on the children to the extent that they cannot appreciate the value of money.
We struggle for money and live very modestly. This is fine - I expect nor want anything from her.
Two years ago my brother contacted me to say that I mustn't tell my mother, but that she was giving him a vast some of money to buy a house as he was single and mid 30's without a deposit. He said he felt uncomfortable with it and wanted to tell me about it.
It was not my proudest moment but I became very very upset with my mother and told her that while she could see the children I felt I didn't want to see her anymore. It felt like all the childhood hurts all over again.
I didn't talk to her for several months. In this time I continued to talk to my brother but he was increasingly upset that I had told her I knew, and felt that I was being unfair to my mother. He remembered our childhood very differently to me and didn't understand why I felt that she was a bad presence in my life. Eventually we just stopped really communicating - it was not an big thing, it was that we just stopped calling each other.
He died suddenly in 2012. I hadn't talked to him in several months, although this was not unusual, our last conversation was not positive.
He did not leave a will.
My mother and I have had an uneasy truce since the funeral and she visits every 2 months.
I have claimed nothing from him whatsoever, nor would dream of doing - my mother has dealt with all of it and I have kept out of it.
Last month I out of the blue received a call, at work, on my direct dial in a a busy office from a pension company to ask if I could confirm that my brother and I were estranged. I spluttered a bit but said, no, I wasn't (I am still unsure if I was or wasn't and that it was my mother from whom I was at that time estranged).

My brother and I were never close, and he was also not close to my mother. Christmas lunch was the only time he saw her for many years, but it transpires that when I decided to go NC with her, he spent quite a lot of time with her. For this I am grateful.

I have just received a letter saying that a very large sum of his pension fund has been awarded to me.

My mother has said that she wants to contest it as he would not have wanted it to go to me and that he hated me for the way I treated her. She is very wealthy, so does not want it for herself. She wants me to give it to charity.

I do not know what to do.

She might be right. I know he thought I was being cruel. Perhaps he wouldn't have wanted it to go to me. All I can think is that she went to sustained effort to persuade the pension company that my brother would not want me to have it - she put time and effort into contacting someone, giving them my work phone number specifically to stop me having something she did not want or need.

It is enough money to put my children through university, not a small sum. I wonder if I should put it into trust for them - it would seem to be something she would like and avoids controversy. But at the same time it could allow me to be a SAHM - who is to say they wouldn't benefit more from that? I don't know what the moral thing to do is.

Please help? I feel so sad. I have no family. I was petulant with my mother and it destroyed my relationship with my brother and now he's gone.

OP posts:
Matildathecat · 07/06/2014 12:04

She's got half the money yet wants it all??!! Tell her straight it's yours and you will spend it as you see fit and won't be discussing it again.

Then maintain your present stance of emotional distance.

If you'd like to be a sahm then do it! Take proper advice on the money and maybe it will stretch to uni fees as well.

Enjoy the money, it's a small bonus and feeling bad about it is futile.

IAmNotAMindReader · 07/06/2014 12:34

Get some legal advice but according to a brief look here www.loughborough-solicitors.org.uk/probate/challenging-intestacy/

She doesn't have a case to contest and she also cannot tell you what to do with the money. Anything which puts you on a more secure financial footing benefits your children. Don't put all your eggs in the the trust fund for the children basket just to avoid your mother, think carefully about how else this could benefit all of you.

springydaffs · 07/06/2014 15:38

Aren't you both, anyway, the only surviving relatives and therefore automatic beneficiaries of his estate, not just his pension?

Holdthepage · 07/06/2014 16:01

Why are you listening to your mother? She is a very wealthy woman who is trying to guilt trip you out of your inheritance. Is she giving her share to your brother's preferred charity.

She has already given your brother a large sum of money & now wants to deny you money which you are legally entitled to.

Spend the money as you wish, but I agree with another poster who suggested using some of it for therapy because she sounds poisonous.

rookiemater · 07/06/2014 16:58

I was about to post the same as holdthepage. I very much doubt the Wetlands centre is going to see a penny of her share. If she feels that is where DB wanted the money to go then she is very free to give her 50% to it ( not of course that the Wetlands isn't a very worthy cause!)

I agree with middleeasternpromise, take the money and use some of it to talk through your family dynamics with a trained therapist.

Reading your posts your DM sounds just horrible. What age are your DCs and how do they speak about their DGM? Children are very insightful and often see things much more clearly than adults. It does not sound like it is in their best interest to spend much(any?) time with her.

AndTheBandPlayedOn · 07/06/2014 21:51

You have my sympathies on the passing of your brother. Thanks
The idea of counselling is a very good one. You mother has done a number on you Wealden. She has effectively made you invisible in your own life. The money is yours. Unconditionally. You are in charge of it, yet you are letting your mental/emotional conditioning by that woman actually be in control of the money. Stop. Think.

You have children: the money can be used for them. But even more important than that, you could use the money for a retirement account. People can get education loans. People can not get loans for retirement.
By the time you reach retirement age, your sorry excuse for a mother will hopefully be history, then you can spend it on yourself without her hovering over your shoulder making an accounting of your outgoing expenses and the associated judgements.

Giving hefty sums of money to charity is for old people to do when they have seen their children into independent adulthood, and have enough for their own needs. Imho, you are not in the position to donate your inheritance to charity right now (I don't mean small amounts, £20 here and there is ok). I think Suzie Orman' s tv show spoke about this if you want to look in to it.

If you find the guilt you seem to be feeling overwhelming right now, please address that, along with your grief, before you make a decision what to do with it. Put it in an interest bearing savings account for the time being. It is morally sound to protect yourself from predators people who want to hurt you whether physically, emotionally, spiritually, mentally. Your mother does fall into that category...emotional abuse (emotional neglect).

It is 100,000% none of your mother's business what you do with it. If you can not utter those words to her (and she actually does very richly deserve them) then find a (or a few) stock phrases that you are comfortable saying.

Best thing may be just give her a blank look, shake your head slightly and. bite your tongue say nothing...or verbalize that with "I am not going to talk about that" over and over and over. Rehearse it.

I did not mean to make such a long post but you really need to stand firm here or I feel you will very much regret it.

angelohsodelight · 07/06/2014 22:14

Keep the money. He wanted you to have it. Use it to do something nice in his memory. But keep it and use it for what you want to. Your mother is a cow and you are bloody good to continue the relationship.

DO NOT feel guilty.

springydaffs · 07/06/2014 22:44

erm, why put it aside for the kids when you're currently struggling financially? Doesn't make any sense. Put some by for the kids if you like, but you never know how the finances will be when the kids need eg university fees, you may be in a better place financially; whereas you need it now.

NMFP · 08/06/2014 08:46

Have it and don't feel guilty.

Who knows why your mum is being so selfish about this.

Maybe she is hurt that he didn't leave the money to her as a symbol of his love for her. Maybe she can't bear the idea that he cared about you, despite all her efforts to divide you so that he would love her more.

It doesn't matter.

Take the money and use it well, for you and your family. And give some to charity if YOU want to.

AndTheBandPlayedOn · 08/06/2014 12:55

Your mother sounds so mean that I would not be surprised if she is shaming you into giving it to charity so then she can turn around and ridicule you (for the rest of her life) for being stupid with money when you have children/household needs that should have been supported instead.

DisgraceToTheYChromosome · 08/06/2014 20:16

Hi OP.

As your brother dies intestate, 50% of ALL his assets passed to you as of right, you and your "D"M being the only adult next of kin. That includes 50% of his house, cash in hand, and chattels such as cars, furniture etc(although I'd bet your mother had a house clearance firm in before the ashes grew cold).

Setting aside your emotions, which I know is hard for you, you need to take professional advice. I would bet a tenner on your DM having done many many illegal things.

First, has the estate gone through probate? The pension fund should be able to tell you who the executors were and who appointed them.

Second, the purchase of the house: was he the sole freeholder? If he was, again 50% of its value is yours. If your mother and stepfather are on the deeds as well, you share a third.

Last, what was the final value of the estate? Over about £300K Capital Transfer Tax is payable at 40%.

This is only a rough outline as it's been a while since I did estates and trusts (horrible subject, give me a good old workplace grievance any day).

Go and see a solicitor, and have an unmumsnetty hug.

BolshierAyraStark · 08/06/2014 20:32

Your DM sounds vile, I personally wouldn't want a presence such as hers in the lives of my DC tbh.

Keep the money.

Optimist1 · 08/06/2014 20:43

So sorry you find yourself in this position, OP. The two main points as I see it are 1) your brother had to select who would benefit from his pension in the event of his death and he chose you and 2) as mentioned by a pp above, your share of his estate is prescribed by law . In other words, you are entitled to these.

I understand that you wish you had been on more cordial terms with him when he died, but it's only in fairytales that relationships are always full of sunshine. Perhaps it would help for you to give some thought to what he would have liked you to do with the money. There's no hurry to come to a decision, but it is morally your money.

How you deal with your mother is beyond me! She's obviously a very difficult woman, but it may be you decide to make the best of a bad job in memory of your brother. I wouldn't blame you if you didn't, though.

nocturnal123 · 11/06/2014 08:42

hello, i am sorry to hear about the passing of your brother. There is a money section on mums net, so it may be worth posting in that section. I believe if your brother did not leave a will someone is appointed an executor of your brothers assets and everything is allocated to next of kin accordingly. I would get some free financial advice and put the money away for your children in trust until they are 18 or 21 and in some sort of tax free savings eg isas, bonds. also maybe buy something small for yourself to remember your brother perhaps some jewellery that you can wear. I believe some estate agents have financial advisors attached to them for free advice. The money is yours, you can do what you wish with it, but do something worthwhile/positive with it in your brothers memory. The money will never replace your brother, but it does put you into a fortunate position. goodluck, i hope this helps ? money saving expert website is also good for advice.

expatinscotland · 11/06/2014 08:57

Fuck her. Take the money, use it for your kids and get her out of your life.

expatinscotland · 11/06/2014 09:00

And you don't owe her a fucking bean! And he is dead. If he had wanted it to go to the wetlands, he would have set it up so.

Get a solicitor, get half, keep it and get rid of her entirely.

She is a manipulative cow who doesn't deserve kids.

PetraArkanian · 11/06/2014 09:05

I agree with expat. You need to see a solicitor and ensure you get 50% of everything. If your brother had wanted you not to he could have written a will. He didn't so you go by intestacy rules and you get half. Use it for your family now and you will be benefitting your children anyway.

stopprojecting · 11/06/2014 15:36

This reply has been deleted

Message withdrawn at poster's request.

nocturnal123 · 11/06/2014 23:06

hello, another suggestion, you may like to pick a charity that your brother would have approved of and make a one off donation or donate once a year on his birthday. Or plant a tree or a memorial bench eg do something to celebrate his life in a positive way in his memory. Then save the rest tax free for your children. If your brother had some best friends you may wish to share some of the money. Suggest get some official free financial advice and take your time to decide, I assume there is no rush. Goodluck and hope this helps

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