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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

DP lying about money

45 replies

lanarana · 15/04/2014 00:25

This is my first post on here but have read lots of good advice on here and would really appreciate any help.

I have been with DP for three going on four years, we are both young and in our 20's. One major problem throughout our relationship has been his tendency to lie about things. They are mostly trivial things which I do not care for except from the fact that he has lied to me about them.

However the topic he lies about which is important to me is money. Last year I discovered that he had been taking out pay day loans throughout our relationship which I didn't know about, and that he had spent the savings which I had given him for safekeeping. The loans I can understand as he doesn't have the best paying job, but spending my money was unacceptable and I let him know this, even though the money was spent on half of our holiday I believed this was his money.

I thought that this was all behind us until yesterday we booked a summer holiday. I asked him to put aside a little money to help me pay for it. He pays my rent even though he doesn't live with me so if he had said he was unable to I would have totally understood. However he said that was fine and led me to believe he had £300 saved up. We booked our holiday and I asked him to bring the money next weekend so we could pay off the remainder of the holiday. He then told me he did not have the money even though he had said to my face minuets earlier that he did have the money. He knows he has done very wrong by me and this time I am not letting it pass so easy. I know why he lies, it is because I worry a lot especially about money and he always wants to provide for me e.g always treating me and wants me to even transfer the bills to his name even though he struggles enough.

I know I won't leave him over this, but I don't know how to work through an issue such as this and obviously this is something that needs to be worked through.

OP posts:
RedFocus · 15/04/2014 07:53

Move somewhere cheaper and stop going on holiday, it's what normal people do when they can't afford it Hmm
No wonder your boyfriend is so skint and has to live with his parents. That money you asked him to look after? Well he's kind of given you it back by paying your rent surely!

CogitoErgoSometimes · 15/04/2014 07:57

Regardless of the ins and outs of who pays rent or books holidays or whatever, there is no future in a relationship with a liar. Especially someone who lies about small stuff. If they lie about small stuff then it's their default setting and that means they can't be trusted. It's not an 'issue' it's sheer irresponsibility. They make poor decisions, act selfishly and aren't big enough to face the consequences. It is also appallingly disrespectful to you. In short, he thinks you're stupid a) to trust him and b) to swallow his lies.

If you won't leave him over this I'm very sorry that you have such low expectations.

FrontForward · 15/04/2014 08:05

What Cognito said

...plus ...there is a big chance you are being sucked into feeling 'grateful' that he pays your rent so that you allow him to take more money from you. One day you'll wake up and realise you'd have been far better off paying your own rent!

Clutterbugsmum · 15/04/2014 08:15

So why post.

If you are going to do nothing about the fact your boyfriend has lied to you about money, taken out payday loans, stolen your money (although why you would be stupid to give him your money in the first place) you say you not going to do anything about.

Where does all his money go on if he doesn't pay to live with his parents, ok he pays your rent.

How do you know he not still taken more pay day loans, you know he will lie over money.

What are going to do when you get evicted when he hasn't paid your rent.

Or are you going to carry on with him, move in together him, have children with him while he continues to lie about money.

I think it's time for you to find somewhere to rent that you can afford to pay by yourself and start living within your means and stop expecting other people to cover your costs.

Quitelikely · 15/04/2014 08:19

If you're a student why don't you move to a house share.

littleredsquirrel · 15/04/2014 08:28

I'm sorry but to me you sound like you expect him to keep you. He can't afford it and is struggling and you keep spending the money you don't even earn on holidays etc you can't afford.

IMO you need to grow up and understand that you can't have things you can't afford (like rent and holidays!).

PatriciaHolm · 15/04/2014 08:28

I don't think either of you are especially good with money, and he's positively deceptive about it. It's nonsensical that he is paying your rent, and if you can't pay your own rent, then sorry, you can't afford a holiday.

He sounds a disaster financially, but you need to learn some money management skills too, otherwise you will end up in deep trouble with or without him.

clam · 15/04/2014 08:30

Has anything been discovered about who it was who stole your bank details? Or how?

yesnoyesnoyesno · 15/04/2014 08:35

Is this real??

LIZS · 15/04/2014 08:38

Holidays are a luxury - you can't afford your own rent , he can't cover his living expenses without loans so neither of you can afford it however much you think you deserve or want one. It isn't really about leaving him since he doesn't live with you and you each clearly wants something different from your relationship. cut the financial ties, sort out your bank a/c (presumably that didn't have anything to do with him) and find another way of paying your rent or downsize, then whether you stay with him or not , you are at least independent financially.

whattoWHO · 15/04/2014 08:39

Move somewhere you can afford.
Tell your DP to get hidy finances under control before you consider living together.
Cancel the holiday.

sooperdooper · 15/04/2014 08:51

Don't book holidays when you can't afford your own rent!

Move somewhere you can afford and stop expecting your boyfriend to pay your way.

Sounds like your 'savings' was spent on your rent, which you should be paying yourself!!! Stop keeping your money for luxuries which neither of you can afford and prioritise the necessities.

Sounds like he's been trying to keep up with your demands financially and can't afford it, you need to be more mature about your finances

WitchWay · 15/04/2014 08:54

Holidays are not essential. You know he lies yet you put up with it. You know he pinches your money yet you put up with it. Why? This is only going to get worse. If you can't afford your rent by yourself then find somewhere else. Why is he living with his parents if he is working yet paying your rent? All very odd IMO.

sooperdooper · 15/04/2014 09:01

How much is he paying for your rent each month, how much are you saving to spend on inessential luxuries like holidays each month?

You shouldn't even have savings if you can't pay your rent

firesidechat · 15/04/2014 09:17

Is this real??

Doubt it.

littleredsquirrel · 15/04/2014 09:47

Exactly right. You shouldn't have savings OR a holiday if you can't pay your rent.

You're living beyond your means and your boyfriend is struggling to subsidise you. As I said before, grow up.

WhileWeSleep · 15/04/2014 11:06

You said you have untrustworthy family members. Does this mean you live with family.

I can't fathom why you are booking holidays when you can't even pay your rent. If you have so much in savings why is he paying your rent?! This is surely a wind up

Doinmummy · 15/04/2014 14:38

I think the bloke lies because he's got himself in such a financial pickle trying to keep you in a certain lifestyle. You both sound immature and I think he relationship is doomed either way. Take hold of your own financial reins, that way you'll know exactly where your money is.

After the last few months I have had , I really really need a holiday, I can't afford it so I'm not having one.

FabULouse · 15/04/2014 14:45

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

BeCool · 15/04/2014 14:48

Pay your own rent, keep hold of your own savings, pay for your own holidays.

Oh and believe that this guy is going to continue to lie to you about money, use pay days loans etc. He won't change.

Eyes open OP!

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