Very unhappy but trapped

[Summerwood1]

I've been married 14 years now. We have two children aged 14 & 8 years. I am desperately unhappy he is a terrible husband and father,but I am indeed trapped because of the house. We have a nice detached house that I love but if we were to split and sell the house once we've paid the mortgage back we would only have about £60000 each which is not any where near enough to buy any thing else. Also I only work part time hours so would not earn enough on my own to get a new mortgage. It's horrid when you are trapped in a situation that you can't get out of . Don't know why I've wrote this post,don't know what answers I'm expecting back,guess just makes me feel better to get it off my chest.

Savings are not taken into account for tax credits. They are income based, so only interest earned on savings is relevant.

Child support is also not taken into account for tax credits. Nor child benefit. So it is doable.

Summer, get yourself to a solicitor. Hopefully you will get good news and won't have to live in that awful situation for much longer. It would be so much better for everyone if you could separate without delay.

Good luck Summer, do come back and let us know how it goes.

Ilove, good luck to you, too. Hope you are ok.

Summer - have you got parents that could help you out financially?

I know a lot of parents are helping their children by gifting them money to help get on the property ladder and to avoid inheritance tax, etc.

If they knew how unhappy you were, I'm sure they would want to help you.