I don't think we can put this off really, I am 38 he is 39. Got 2 great children 9 and 6 but always wanted 3. Get on well with husband in all other areas and I make most decisions in family but he has really put his foot down with this. Trouble is I never really got my career going, gave up work with the children and only worked part-time since. We can't afford it - good point - but we could re-arrange our finances & make changes. He says he is just getting his life back and doesn't want to go through all the sleep-less nights and nappy stage again. I have been putting this on the back-burner since I was 34 and its not going away. Soon I will be too old and gutted. Has anyone got any ideas (can't trick him) or a way to deal with this?