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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

separation & finances

2 replies

calamitysmum · 09/01/2014 11:31

hi, my husband and I are separated - 2 months now, we have one DS he is in contact and sees him regularly. He's moved out to his parents and we have tried to remain amicable although have often ended up arguing, mainly about finances.
Our house is sold (it sold when we were planning on moving due to his job just before we split) this move would have been a last ditch attempt to put a plaster over a bad relationship....... so we are both moving on - literally.(thank god the house sold once we had decided to separate - i was weeks away from making a massive mistake) Im at the solicitor soon to draw up an agreement regarding our finances, there is some equity in the house after everything has been paid off and its trying to divide this up that's causing me worries. Basically im getting Legal Aid due to Dv being committed - he wont have a solicitor that im aware of anyway. There is an outstanding loan which is his name only which he is insisting i pay nearly half of because it was for home improvements, he also took out a credit card in his name only....
What i wanted to ask is do you think i should pay some of the loan (im leaving the credit card to him as i will be taking on another small debt) or tell him to sod off and let him pay it all after his behaviour. Thanks for any advice Smile

OP posts:
onetiredmummy · 09/01/2014 11:43

This is a difficult question as there is sometimes no right or wrong.

Legally he & only he is responsible for the repayments if its just in his name, it doesn't matter what the loan was used for. The credit card is in his name as well so he again responsible for meeting those debts.

If you wanted to make a payment towards the loan or to repay any amount then that's very decent of you but I can't say to you that its the right or the wrong decision as only you know that. He can insist you pay half til he's blue in the face but you are not under a legal obligation to do so & don't have to. The credit card belongs to him if its in his name & I'm not sure if you could continue to use it as the credit is not extended to you, its extended to him if you see what I mean...so he needs to have the card back.

Why not tell him that your solicitor is dealing with the split of assets & debts & that you will be following their advice. Then ask your solicitor what the best thing to do is (keeping in mind that you have to protect yourself above all else). Take all the emotion out of it, take out what he wants you to do & then it might be clearer.

calamitysmum · 10/01/2014 14:51

Hi one thankyou for your help, im going to take the stance of letting the solicitor advise me - although i will let her know what i will accept... when he knows this he may behave more appropriately rather than trying to bully me into what he believes we should both get....he's still trying to manipulate me now surprise suprise

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