My DH has asked me to come up with what i ideally want from him financially if/when we seperate. We have DS1 about to start reception and DS2 about to start kindergarten. I do not work and have 2.5 hrs clear in between drop off and pick up. We have a large mortgage £300k plus and about 200k of equity in the house. I do not want to move because i don't want the boys to have their father move out, start a new school and have to move house. Also even if i get all the equity i couldn't buy a run down 2 bed flat round here.
DH is concerned i am going to go for his business which is property and opens up a whole can of worms because he has a business partner who understandably wouldn't want to sell anything, they would have to pay tax on any sales and they don;t want to sell anything. He has said in principle he is prepared to finance the running costs of me staying in the house - our outgoings are £4k a month at the moment which totally shocked me when i worked this out and i don't think he realises this.
His income mainly comes from refinancing properties so he gets a lump sum in and uses it up rather than a steady flow of rent being more than mortgages.
I have been to a solicitor but neither of us want to end up paying hefty legal bills if we can find a mutually agreeable solution and get it legally endorsed.
Sorry for all this detail not sure if it is relevant but basically i am drawing up a wish list and wanted to know if there is anything anyone can advise me of that i should be considering and asking for or that would be unreasonable to expect.
Also in terms of seeing the children can anyone suggest what would be in their interest. He is a good dad and i want him to have as much contact as possible but i also don;'t want it to be unsettling or confusing for them. I am not sure if it would be appropriate for him to come to the house here either with me out or me here if we can be cordial?
Read this back and it sounds cold but i have had enough of the desperate unhappiness of the last few years and i am ready to