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Relationships

Why do I put up with this?

295 replies

MoneyMug · 11/09/2013 14:40

I have name changed for this.

I'm a SAHM to a newborn and toddler. The thing that's making me write this is that I want to do something, costing £16 a week, that will benefit my toddler. But I can't afford it, yet my DP can afford to spend £100's on his hobby.

I'll try not to make this too long.

We have lived together for over 2 years. The first year, I had very little money. I literally just managed to buy shampoo and take my DC1 to a £1 baby group once a week. No clothes/makeup/haircut. Luckily my mum brought most of DC1s clothes. DP paid all the bills nappies ect. I didn't ask DP for any money and he didnt give me any. I remember when all my money ran out and I only had £1 left (DP didn't know this) DP needed change and so borrowed it. I had saved it to be able to take DC1 to the baby group so obviously I couldn't go. I cried the whole day. I can't blame DP because he didn't know.

After a few weeks I built up the courage to ask him if I could have some of the tax credits, and I'd buy all of DC1s stuff with it. At least then I'd be able to treat her occasionally and take her to the baby group. So we agreed that the tax credits could go into my account, I'd keep £25 a week and give the rest to him.

Anyway we've had this arrangement for about a year now. So I buy nappies, wipes, cotton wool, clothes, shoes, toys, ect plus all non essential food items like toddler crisps ect.

Sometimes DP offers to pay for something but mist of the time I can tell it's a half hearted offer so I just say no. I'm stupid I know. But I can't take his money. Because that's how o see it. His money.
When we go shopping, he does the food and I have my own stuff, nappies ect, separate. (what must people think??) when we were buying DC1s birthday cake, DP put it with my stuff. He didn't even want to buy his own Childs birthday cake. Luckily I had enough money for it. We go halfs on their birthday presents.

Then I had DC2. Only a few weeks old and I haven't had the chance to contact tax credit yet so I've got to buy 2 lots of nappies ect with £25. I'm struggling. I haven't been able to give DP his money this month and I just didn't mention it. I didn't think he had noticed but i jokingly said 'I wish I had loads of money in my bank account!' and he said 'well you're luckily haven't taken any money off you.' so obviously he has noticed.
I don't know how he thinks I'm managing with £25. dC2 was a big baby. None of the newborn clothes I had brought fitted which meant I had to buy more. Only 6 babygrows fit. Icant afford to buy more.

DP spends so much on his hobby. Parcels every week. Sometimes more than one. It never used to bother me and I used to think this was normal. It's only since being on mumsnet that I realise it's not. To be fair we are very young and so maybe he doesn't realise. And I have never asked him for any money or told him I'm struggling.

I'm starting to get resentful though. I can't afford to get my haircut. My mum paid for it last year as a birthday present. I can't afford any clothes and none fit after having DC.

I can't ask him for money. I just can't. I have a mental block that just won't allow me.

I think about leaving him sometimes but I've got nowhere to go and no money. I'm not from this part of the country so doubt the council will house me either.

Thanks fir reading. I just needed to get this off my chest. I know nothing is going to change.

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GuybrushThreepwoodMP · 12/09/2013 16:53

Sorry I hope that didn't sound to harsh. You have posted asking why you out up with it so you know that this situation is not normal or fair. Why DO you put up with it?
Poor you. I'm so sorry you're in this situation.

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turbochildren · 12/09/2013 17:06

I'm chiming in with the others, this sounds awful. At the end of your post you say you knwo nothign is going to change. Why is that, is it because he does not want to give a flying fuck about his own family?
You really shouldn't need to ask him for money, it should be there as a matter of course for you and the children. I'm sure shelter would welcome you, and get the child benefit, tax credit and income support sorted. You'll feel rich!
And your children will be well looked after by a mother who can buy clothes that fit and have her hair cut 2 or 3 times a year.
(don't get me wrong, you don't swim in money on benefits. I can relate to the feeling (not one hundreth as bad though) because x spent vast sums on fancy whisky, and now that's not on my expenditure list money is easily managed.)
I'm sure you will find it in you to speak to him. Listen to his answer and act accordingly to protect yourself and your children. Then you'll have given him heaps of chances, and have nothing to regret.

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LayMeDown · 12/09/2013 17:18

£25 a week plus bed and board? For full time childminding of two and housework? If you were an au pair he'd be arrested for exploitation. You are practically a slave. You get that don't you?
Outrageous, what a cunt.

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MrsMinkBernardLundy · 12/09/2013 17:26

OP ask yourself, what did you hope would be the answer to your thread? Your title "why do I put up with this" suggests you know you should not have to.

You have had lots of validation of your POV that you are right to be resentful and you should not put up with it.

I hope this helps firm your resolve and give you the case to bring to your partner for changing the finances. and if he is not receptive to your point of view, then I hope it gives a New perspective on your rs that may help you decide your next move.

Hope DD is OK. you must be exhausted with a little one and an ill toddler and all the worry about money. BrewThanks

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MoneyMug · 12/09/2013 19:10

Hi I'm back. Thanks to everyone for replying. I wasn't expecting so many replies.

Firstly I just want to say that I give the DC everything I can. The baby may only have 6 babygrows but they are washed and he always has a clean one on. The toddler has been in the same sized clothes for ages so has loads of clothes. She always has fitted Clarke shoes ect. I'm sure they get more than alot of children.

I thought my situation wasn't right, but I'm shocked by your responses. Is it really that bad? From what I've read on here, £25 would be quite a lot of money for some people.

I spoke to one of my old friends (childless) today. I told her everything and she thought it was fine so I'm a bit confused.

You've all made me realise that I do need to say/do something about this now. I'm not going to give DP any more money. I normally give him half of the TC. (£25 each) my grandad brought me some credit today so I will ring TC tomorrow to tell them about DC2. I'll be able to get DC2 some more babygrows at the weekend too.

Please don't worry about me. It really upset me to think someone was kept awake by me last night. Sad honestly I am fine. I was just having a bad day yesterday and having a Moan. It's my own fault for being in this situation really. I shouldn't have let it go on for this long without saying something. I don't think DP is FA me though. I think it's more selfishness. I know that doesn't make it much better.

I'm not sure what else to say. Thank you all for your messages.

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gamerchick · 12/09/2013 19:17

Make sure you get the child benefit as well. That's for your kids. Not his hobby.

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LyraSilvertongue · 12/09/2013 19:21

MoneyMug, nobody doubts that you are doing your best for your DC, but you shouldn't have to struggle like this while DP has spare money to spend on himself. As well as stopping giving him half the TC, please make sure you get the Child Benefit paid directly to you. That money is for the children, no-one else.

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catameringue · 12/09/2013 19:29

Money - in response to your most recent post, it's not necessarily the amount of money that's the issue, if neither of you had any and you were hard up. But he does have money.

Maybe if he physically bought the dc supplies one week, he would see how much it costs?

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MrsMinkBernardLundy · 12/09/2013 19:33

Money I am sure your dcs are well looked after. but what about you?

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MrsMinkBernardLundy · 12/09/2013 19:36

Remember you are entitled to some money of your own too. you are working as well to look after the kids.

You need to sort it out do that there is not only enough for the dcs but some left for you too.

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TeaJunky · 12/09/2013 19:56

Money - I and I dont think anyone else here, doubted that you are giving your children the best care possible.

It shocked us, well me, because I have two children like yourself, and I am in charge of doing all the family shopping, be that food, gifts, toiletries , clothes, baby things, school things for older dd (4), and generally anything and everything (I draw the line at buying DH's clothes because a) he's a fussy git anyway and b) I'm not his mother Grin).
Anyway! My point is, I actually know exactly how much money is spent every month, and the majority of it is on the kids things. It's SO expensive and they need so much stuff I can hardly keep up.
And I know for a FACT that £25 would never ever ever cover the costs of two kids in a week.

I make sure DH knows the price of everything that I buy for them. Not that he's ever complained/questioned, but just because sometimes even I am surprised at just how much money goes on baby/children's things and for the person who isn't in charge of the spending, it's good to have an overall idea where all the money is going.

So perhaps it just a matter of communication ; telling him exactly how much something cost, how frequently you buy it, so he KNOWS.

The other thing is though, the thing that bothered me about your op, was that you said you had to build up the courage to ask him for a portion of the tc. That made me feel as there is more than just naivety on his side, because you feel as though it will be an issue when you ask.

And really op, there shouldn't be and mustn't be because there IS extra, misspent money there to be had and you don't have to feel the pinch so much.

I'm glad you've made the decision to keep all of the tc and I echoe other posters who say you must keep the child benefit too. Whether you spend it or save it for your dcs will be upto you! And that £16 a week thing you wanted to do will be easily done as well.

P.s: and you didn't keep me awake at night Grin I got up for dd anyway and she was full of snot so just lay there cuddling her wondering!

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DownstairsMixUp · 12/09/2013 19:58

Yes please make sure you do keep all the tx and child benefit, that is yours for the children! Take care OP.

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honeybunny14 · 12/09/2013 20:03

Im really shocked by this i wouldnt put up with it at all u sound like a lovely person u and ur dcs desearve so much more put ur foot down

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honeybunny14 · 12/09/2013 20:06

This is the way our family works i am in charge of everything and yes kids are extreamly expensive lol

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LisaMedicus · 12/09/2013 20:35

If Child Benefit is not in your name your pension is fucked.

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WhatHo · 12/09/2013 21:38

I spoke to one of my old friends (childless) today. I told her everything and she thought it was fine so I'm a bit confused. Don't be confused, she doesn't have children. If YOU didn't have children, £25 a week would be fine. It would be like pocket money. But with food and nappies and wipes and taking them out etc etc etc it's not enough. Ask her if she thinks three people can function on £25 a week and then see what her response is.

£25 would be quite a lot of money for some people. It's really not, for anyone. I have a 1 year old and a three year old, I buy my nappies of amazon, I get a lot of clothes from friends and eBay, and I know I spend more than this.


I was one of those people (sort of) saying you were depriving your children. I don't mean that you aren't a good mum, but if you can't do lovely, cheap things like baby groups for the lack of £1, then it's not ideal for your kids, is it?

Anyway, you're going to talk to him, so great. Don't let him resent you for it, and remember - they're his kids too.

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LoisPuddingLane · 12/09/2013 21:51

Is it really that bad?

Yes it is. Really.

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chinam · 12/09/2013 22:00

This is one of the saddest things I've read on here. No one doubts that you are doing your best for your children but this guy needs to man up and stop living the life of a single bloke while you are struggling to buy nappies. All money should be family money.

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MoneyMug · 12/09/2013 22:20

We got into a discussion about the cost of formula milk tonight. I asked him what we'd do if I stopped breastfeeding. His answer was that I'd have to pay for it because I buy all the DCs stuff. I thought he was joking at first so I kept asking really? Seriously? Then told him I wouldn't be able to afford it and they are his kids too. (I never would have said that before this thread, thank you!) so eventually he said, well I suppose I'd have to then. But I'd still expect you to pay for it sometimes.

Lucky I don't plan to stop breastfeeding then really, isn't it? Angry

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MoneyMug · 12/09/2013 22:22

The child benefit is in my name. It just goes into his account.

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LoisPuddingLane · 12/09/2013 22:23

Christ almighty, he's a monster. Sorry, but he is.

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TeaJunky · 12/09/2013 22:26

Money - good on you! Now keep saying it !!! Over and over and over again until paying for things like baby milk becomes second nature to him, as it rightly should.

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TeaJunky · 12/09/2013 22:27

He sounds like a complete miser , money , if you don't mind me saying so Hmm

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MoneyMug · 12/09/2013 22:28

The thing is, he is so good to me in every other way. He does housework and helps with the DC. We get on really well. Which makes me doubt myself when I start feeling resentful about money. I can't explain what I mean. Confused

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TeaJunky · 12/09/2013 22:28

When are you calling child benefit to change the bank details to your own?

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