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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Help! Ex asking to borrow money - what should I do? (sorry - long)

32 replies

spacemonkey · 08/02/2004 14:27

I've been separated from xh for 5 years now and during that time he has paid no child support for dd and ds. It was an extremely acrimonious split, and I don't want to bore you by going into all the details, but suffice to say he thought the split was all my fault, and did everything he could to make my life difficult afterwards. Financially, I had been the breadwinner when we were together, and for a few months after the split I continued to pay the rent/bills (I had moved out with the kids to my mum's house), until he had found a job and was able to support himself. I could go on for pages with all the details, but the long and the short of it is that he has never paid any child support, and when I have confronted him about it, he says that he doesn't think he has to pay it because he "pays" by "babysitting" the children (he has dd and ds 2 nights a week).

The reason I haven't chased him with the CSA is because I have always been scared to rock the boat - I wouldn't mind if he was just nasty to me about it, but he has repeatedly dragged the children into any dispute by slagging me off in front of them and generally saying inappropriate things in front of them. At the moment he is being quite civilised towards me and this has made a huge difference to the children - they seem much more settled and happy when things are civil between us, which is how I want it to be.

He recently had some housing problems and asked me to sign over half of the child benefit to him so that he would be given 2 bedroomed accommodation - I didn't feel comfortable about it, even though he said it was on paper only and that he would give the money straight back to me. But I figured that because the children stay with him 2 nights a week, it would be better for them if he had a bedroom for them to sleep in, so I agreed to it. Surprise, surprise - he's never given any of the money back to me

Now he has started asking to borrow money - not large amounts, but £10 here or £20 there. Again, I have agreed to it because I don't want to rock the boat, and to be fair he has paid it back when he said he would. Trouble is I feel REALLY resentful that he asks to borrow money from me - I just can't believe his cheek. What really upsets me is that when I had to leave my job and claim income support because I was unable to work through depression after we broke up, he never offered me any help at all, even though he was boasting about earning over £30K a year at the time. I later discovered he had a serious coke habit during that time which resulted in him getting into trouble with the police and temporarily losing his cab licence.

I feel so angry and resentful. He's asked to borrow more money today and I don't know what to do. HELP!

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littlerach · 08/02/2004 14:31

Personally I would stop now, or it could go on and on. Does he work now?

spacemonkey · 08/02/2004 14:32

Yes littlerach, he works as a cab driver, although he's had problems with his car lately so I'm guessing his earnings have been affected.

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Janh · 08/02/2004 14:37

I'm not surprised you're resentful! Is he working now? Are you still on income support? Is he still getting half the child benefit (didn't know you could do that)?

Logically he must owe you thousands since the split. If you refused to lend him these bits of money, what would he do? If you told him now that instead of him borrowing from you, you want him to provide for his kids in a fair manner, and if he won't do it voluntarily you'll go to the CSA (finally) what would he do?

He's using emotional blackmail to keep you in your place, isn't he? The kids are happier as things are and the bastard is taking advantage.

Awful situation for you and I don't know what to suggest. If you keep going along with him, you get upset - if not, he will and so will the kids.

spacemonkey · 08/02/2004 14:46

thanks for answering janh - no i'm not on income support now, i'm working and living with dp, so we've got a reasonably good income between us (no thanks to xh!). I can manage without child support, it's just the principle of the thing that is driving me mad. I wish I could sit him down and ask him to justify how he thinks he should be exempt from helping to support his kids when every other dad in the land is expected to! I mentioned the income support thing because when I remember how I could barely afford to feed the three of us it just makes me cry with resentment that he didn't help. Forgot to mention he also left me with all of our debts from when we were married which I still haven't been able to repay even now! (Blood is boiling as I type!)

Bottom line is I don't want to upset the kids. However, it's been 5 years now, and I think it is time for me to find a way to talk to him about this and he should have the maturity to keep it between ourselves and not badmouth me to the kids.

It's helping just to write this down

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beetroot · 08/02/2004 14:50

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spacemonkey · 08/02/2004 14:50

Oh and yes, he is still getting half the child benefit. I had to write a letter to the CB office giving my authorisation, and they rang me as well to check that it was genuine.

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Blackduck · 08/02/2004 14:51

This is beyond my experience, but my instant response is don't give him anymore, he is treating you like a cashpoint machine and using the 'threat' of badmouthing you to the children (and therefore upsetting them and you) to keep you in line. I don't know how you stop it, but may be you need to talk to him and point out how unreasonable he is being - you are no longer with him, and therefore not responsible for him or his money worries.

spacemonkey · 08/02/2004 14:51

Not sure if I can get the CB back now - he would probably have to do what I did (write letter etc). I've only got a fiver in my purse and I refuse to go into town to get money out for him. I feel like punching his lights out at the moment!

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Blackduck · 08/02/2004 14:52

Don't hand over the fiver....

beetroot · 08/02/2004 14:54

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beetroot · 08/02/2004 14:55

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WideWebWitch · 08/02/2004 14:56

Agree, don't give him any money. What a shit he is. (hope it's ok to say this!)

Janh · 08/02/2004 14:56

spacemonkey, ring the child benefit office tomorrow and tell them the situation - it may be that you have the right to stop him getting it, without him having to agree, if you explain what happened and what is happening. Worth a try.

And no, don't give him your fiver!

spacemonkey · 08/02/2004 14:58

this is helping - thank you all! Beety he doesn't actually threaten to badmouth me, he just does it - has done it every time he's pissed off with me for any reason - so it's not a case of him saying "give me the money or else", my fear is just based on past experience.

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beetroot · 08/02/2004 14:59

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spacemonkey · 08/02/2004 15:00

Yes it's quite alright to call him a shit!

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Blackduck · 08/02/2004 15:01

Agree with Beety - you're damned if you and damned if you don't...so don't....

beetroot · 08/02/2004 15:01

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Janh · 08/02/2004 15:01

campbell?

beetroot · 08/02/2004 15:01

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spacemonkey · 08/02/2004 15:07

you've no idea how much you've all cheered me up

he's not getting the fiver

before i ring the CB office i think it would be a good idea to set up a meeting with him to talk about the whole financial situation

i feel like i'm being emotionally blackmailed and it can't go on

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littlerach · 08/02/2004 15:14

I would think that after 5 yrs, your children will know what a good mum you are, so it won't make any difference to them if he badmouths you.
Don't give him the money!!

WideWebWitch · 08/02/2004 15:14

thanks for the permission. Oooh, I'll say it again - he's a shit glad we cheered you up.

spacemonkey · 08/02/2004 15:21

littlerach, i've realised that the children are very protective of their dad

i think he's repeatedly told them that the marriage breaking up was my fault and painted himself as a victim to them

of course they love us both, but their loyalties have been torn between us - it seems to me that in their minds i'm the strong one and he's the weak one who needs their support and protection. I know he's talked to them more as you would a friend than to your children - which is inappropriate IMO

the good thing is that recently he seems to have found it in himself to stop this kind of behaviour, and i'm scared of setting him off again

i am willing to overlook the lack of child support as long as he behaves in a civilised manner towards me and the children, but i can't tolerate him asking for loans

i'm interested to know, do you think that i should chase him for child support anyway as a matter of principle?

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spacemonkey · 08/02/2004 15:21

WWW - not only is he a shit - he's a complete and utter CAMPBELL!

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