What to do?
Have a decent salary but debts and a crap credit rating.
Hoping I can rent a room, but that doesn't really bode well for shared residency or maintaining my relationship with ds, 12. House/mortgage is entirely in his father's name.
Ideally I'd rent a little place of my own, but I just can't see how. The alternative is to stay here in the spare room. Is that doable long term? Any experiences to share?
I'm tired, so apologies if I doze off and don't revisit this until the morning.