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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

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Original poster

What to do?

4 replies

jango36 · 31/01/2013 09:27

I am in such a dilema! Live with partner and dd1 she is four. I want to get out of this relationship its been on the rocks for three years now so have given up..

Back story is we stupidly bought a house together last year. Owe lots on the mortgage although there is still about forty grand equity in it. I cant afford to buy him out and vice versa. He wont leave not a chance. The sensible thing to do would be for us to rent this house out until house prices rise a little? However he prob wont agree to this. If I walk away which i am close to doing I ll still be tied to the mortgage! This house would take ages to sell as one in the same street took three years!! No way can i hang on that long! What a mess! Iknow this is my own doing but at the time it felt the right thing to do. Hindsight is a marvellous thing

Any one got any sensible, practical tips?

OP posts:

CogitoErgoSometimes · 31/01/2013 09:32

This is fundamentally a business/financial matter rather than an emotional one. For that you need legal advice in the shape of CAB or a solicitor. There are ways to force a house-sale but yes, as joint signatory, you are committed to paying the mortgage. If it takes a long time to sell you may have to work out a way of living together amicably or fund some alternative accommodation.

Original poster

jango36 · 31/01/2013 09:45

Thanks for the reply! I could afford to rent somewhere smallish alone but not afford my mortgage repayment.. I wouldnt be able to access social housing support as Id be a property owner!

I could amble along for a while but not to long as dp is a drinker and not easy especially if things arent going to his plan!

If he was a decent amicable man then we could just rent it out- problem solved!

OP posts:

CogitoErgoSometimes · 31/01/2013 09:50

Then you definitely need legal advice. There's too much at stake to leave anything in the hands of a hostile man with a drink problem.

houseelfdobby · 31/01/2013 09:57

I believe that either joint owner of a property can force a sale.... but it may take a while so you would need to be able to finance rent and mortgage for a bit in the meantime (or stay living together whilst the house is forcibly sold which might be rather uncomfortable).

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