Do you ever worry about your dh dying and how would you cope?

[Revelsarethebest]

Im asking this as im not sure if this is normal...

Since i got with dh, and we became serious, ive worried about him dying and how i would cope.

Im a sahm and financially dependant on dh. Im spending alot of time worrying how i would cope without him in general and finanically if he died.

I worry when he goes out in the car, if he doesnt answer his phone when hes out, i fear hes been in a accident etc

Over the last week or so i ve been having thoughts about what would happen to dd whos 9 weeks old if something happened to me. Obviously dd would be with dh but i worry she wont get the care i give her. (You always feel no one could look after your child better than you.

Do any of you worry about the same things? If so how often do you worry about?

I spend about 2hours a day worrying about this.

Years ago i used to worry about what would happen if my mum died too.

My dad died when i was 9. He was 34 years old. It was due to an accident (not car accident) so maybe this could be why i worry about people dying young.

Funnily enough DH and I were talking about this yesterday. Now we have DS the worries have taken on a whole new level. I regularly worry that something will happen to me and then who will know exactly how DS likes his milk, or what songs to sing him in the car or a million and one other tiny things that I feel that as his mother only I could possibly know. DH was actually incredibly reassuring and told me that he'd thought about it, and told me what he would do. In a morbid way I found that comforting. I needed to know that there was a plan for every eventuality. I have plans for what I would do with DS if DH died, where we would live etc as I found the possibility of not having thought about it overwhelming.

"I told dh my concerns yesterday and he suggested i learn how to run his business so i could continue it if he did die."
that sounds very sensible. why don't you do that?
is there any reason why you cant get a job in the future, learn to run his business etc?

but go talk to someone - it isnt normal to be anxious the whole time. what will happen will happen in life. deal with it then

Take practical steps to ease your worries.

Life assurance is cheap if you are relatively healthy.

Cover any debts and add an amount to pay you an income at least for the next 5 years until you get yourself back on your feet. For example if you owe £50,000 on a mortgage and £5000 in other debts and need £1500 per month once they have been paid off, to live comfortably, then that is an extra £90,000 needed. £145,000 cover would cost less than £20 a month for someone in their 20's/30's.

5 years gives you time to get back on your feet and in time find work and possibly a new relationship.

All parents should have a will and this should name who you want to look after your children in the event of death.

It wont help the emotional worry but it will help