He lied to me and I don't know what to do.

[Bettybooklover]

Husband told me last night in September he borrowed 3*£500 from payday loan companies. He needed this to pay the service charges on a flat we rent out. He asked to borrow it from me (I was saving to repay a professional loan) I expressed doubt he would reimburse me (it was due in December) hes still not paid them back making part payments and owes them £700. its cost hundreds in interest. Clearly had I lent it to him that would've been my loan repayment fucked too.

He lied to me. He told me he took out one, for £500, and in October when he didn't repay this in full I worked out his budgeting for November so he could pay them then. he had the money (ONLY £500 THOUGH AS OBV DIDN"T KNOW ABOUT THE REST) I made him promise he had repaid it in November as per my workings. He lied.

We have not spoken since he told me after which followed blazing row.

What on earth do i do?

I think you should go for financial counseling. This would help both of you manage money better and give you ways to talk about money better and set up systems to jointly manage everything.

I would not buy another house or start ttc without doing this first, frankly.

aBADsituation - do you think her husband would be better at managing money if he had access to her money, as well as having full bed and board?

All of his money is for him and he is having payday loans.

OP, time is running out for you, sorry, with regard to children. You need to be sensible. This man is not the sort of man you should be having children with. Surely you can't think he is?

I'm sorry i've just realised I didn't mention £700 at all so I did misunderstand.

I didn't realise you could undergo financial counselling- I'll do some research.

Tbh children aren't even on the agenda right now, I need to see what the next few months bring. There doesn't seem to be much point confusing things further or getting ahead of things.

Are you talking yet