Spitting up Need Advice Please

[Panic]

Probably been asked a hundred times before (well sort of) :

Splitting with partner, joint morgage on a 50/50 shared ownership property. has anyone been in this position and split from their partner.

Who do I go to for advice first? will my HA be able to help or should I go to the council or what???

Very scared, any advice really appreciated........

Bloody hell - have just been reading up on stuff on the Gingerbread website and am totally freaked out and confused. I don't work and my head is spinning after reading that.

Please advise if poss - thank you.

what has freaked you on the website?

No, sorry, the website itself hasn't freaked me out, just scared at the thought of handling all this. Makes you feel a bit lesss brave. just feeling quite scared at what the future holds. Have changed my name for this btw.

Hi. I split from my partner last year, we had a joint mortgage but we weren't married. I'm not sure how the HA shared ownership affects you, but if you want to know anything else please ask.

I've been in exactly this position Panic, I know how horrible and downright bloody scary it is. Please feel free to ask anything you like.

Couple of questions to get you started - Have you thought as far as who is moving out? Are there children involved? Or are you still in the WTH just happened stage?

Thanks for replying Frosty and Janos.

He has gone and I am still in the house (though hed rather I weren't) with our two kids. I don't work and so I can't pay the 50% mortgage share on our house. I have left a message with the housing assoc to get back to me about what I shoud do.

I'm crap with things like this and feel so worried, we are up to our eyeballs in debt (though mostly in his name) Its just not knowing whats going to happen to me and the kids.

My advice would be to get to the CAB an find out what your rights are and what benefits your are entitled to Panic. Is there anyone who can look after the children while you do this?

My situation is different from yours as I moved out but I'm positive you won't be turfed out of your home, especially if you are with a HA.

Panic, please don't worry. You will get a lot of support on here. Will try and find a couple of links.

Also, remember - you don't have to do everything at once.

Thank you Janos!! I am OK til I see him again. Things are getting a bit messy and nasty between us - which I really don't want but it seems he does.

HA phoned me back this afternoon but I was out so will call them tomorrow.

Thank you for your support, this is all so scary.

Panic - don't panic! You need to have a word with either your CAB or law centre. If you're a single mum, or about to be, chances are you will probably be entitiled to legal aid with regards to your personal situation.

Do you live anywhere near Nottinghamshire/South Yorkshire/Derbyshire? Probably against MN rules but I can recomment a good solicitor if you do.

Panic, links for you:
Tax Credits and Benefit Entitlement

CAB

Hope these help.