Skettle, deep down, you DO know what this guy is like with money - if you re-read your posts, you'd see that you're answering your own questions:
You say: "Its not that he's selfish with his money, its just that he simply doesnt think when he is spending it all as soon as he gets it"
But then you say: "He keeps going on about wanting one of those new xbox's but we were supposed to be saving up to go on holiday next year...seems the xbox comes first." .....
..... and: "he is generous/kind when he has the money (if he has any left by the time he comes down). " ......
.... and also: "we could have gone out but he chooses his toys instead, thats what annoys me...plus I have always told him that I will pay for myself aslong as he pays for himself too."
Sorry - but his attitude to money absolutely SCREAMS selfishness at me!
You yourself say (in this and the previous thread):
a) that his "toys" come 1st
b) that you very often end up subbing him
c) that he's generous IF he has any money left over ....
.... that's a BIG if ! When does that happen exactly ? How often ?
What sort of "man" lets a single mum sub him, whilst spending £000s on luxury gadgets ????!!!
You ask if you're being too hard on him or if you are being selfish ...
.... surely from everyone's answers here and from what you say yourself, that the answer is a resounding NO !!! HE is being selfish, he's also being extraordinarily MEAN if he allows you to spend YOUR money (which could have been spent on treats for YOUR children) on him.
Right, what I'm going to say now might be very controversial and I don't want to offend you but your situation worries me hugely. Basically, this man is behaving like a prostitute - effectively, you are paying for the pleasure of his company, even though he is perfectly capable (were he not able to get away with it) of paying his own way. What do you think would happen on on of his many "tight" weekends if you told him that you couldn't afford for him to come ...... couldn't afford the extra food, or his half of the takeaway. WOULD he still come ?
So, the way it comes across to me is that you are paying someone little better than a prostitute ....... let me re-phrase that .... I think people like this are actually far worse than prostitutes, prostitutes are upfront and honest, and don't use emotional involvement to get their money.
I can't tell you how angry I feel on your behalf - especially as you have children. WE know - and YOU know too if you're honest, that you're being taken for a mug. No-one is that ignorant or thick-skinned not to realise that pleading poverty yet turning up in a flash hire car with assorted "must-have" gadgets, and expecting to have money lavished on them, is absolutely contemptuous behaviour. What sort of respect is he showing you - absolutely NONE whatsoever !
You say you don't think he's doing this intentionally ..... that's poppycock and you know it. He has a CHOICE about whether or not to leech off you and he CHOOSES to do so, in spite of the fact you're not well off and you have children to think of.
Don't kid yourself that because he's bought the very odd takeaway - or the children an occasional present, that he's not all of the things I've said. That pales into insignificance compared to his usual attitude.
I think this topic is less about whether or not he is selfish, and much more about YOU getting the courage to dump the usesless selfish freeloader.
Deep down - you do not WANT this man. I'm guessing though that you're scared of being on your own and that's why you look for excuses for him (but then contradict those excuses when you describe his behaviour). I know that many people dread being on their own - we've all been there - but you WILL meet someone else. It might not be for a couple of years but so what - it WILL happen, sooner or later. What does waiting matter, so long as you have your dignity ........ and in the meantime, on your own, without anyone else to account for (apart from your kids of course) you can do exactly what you want, and you will be relieved of the obvious stress and worry that precedes each time your b/f visits now. You won't get on edge wondering if he's got any money, you won't agonise about how he can "love" you yet treat you like this, you won't be emotionally blackmailed into paying for him so you can go out (or you have to stay in) .... in other words, although you'll undoubtedly feel sad at splitting up, you'll also get peace of mind, and believe me that outweighs the sadness.
You might dread the thought of having no-one to go out with (?) but you could start to get involved in new things, for yourself, where you'd make new friends, or join a gym etc., if being stuck indoors all the time is what's worrying you.
Please don't think I'm trying to patronise you by saying all this - I don't mean to .... but this guy is bad news, and chances are that he's going to take a long time to grow up. What's more, he probably won't grow up while he has you and his mother bailing him out. Who wants a 40 year old child who throws a strop 'cos they can't have the latest whatever it is ? .... that's what I can see you ending up with if you stick it out with him. I can also see you becoming exhausted, worried about bills, with 100% of the responsibility for them and incresaingly angry and resentful.
There ARE loads of guys out there who do NOT act like this and who are fair and pull their weight. Not easy to find if you're a single mum and have restrictions, I grant you, but I am a firm believer that there is someone out there for everyone - even if it takes a while to find them. There are also all sorts of social activities which do not necessarily have to involve a boyfriend.
PLEASE get rid ..... he doesn't respect you, and right now, you're not respecting yourself.