My lovely friend is going through hell at the moment, i so want to help her but i just dont know the right advice to give her in terms of where she would stand financially.
Im going to have to keep certain details here to a minimum as i dont what to risk (however small that maybe) her DH's family/friends finding out.
Basically they are a larger family than average family she is a SAHM and he works to support the family, he earns i very very good wage, they dont qualify for any tax credits at all. The mortgage is over a 1000 pound (joint mortgage), and he has approx 20k debt (possibly more) on credit cards :( which was all spent in shite!!! for him i will add, not on things for the family!!
This man is mentally abusing (i wont go into to much detail, IMO this is very serious abuse!!) my friend, its escalating now to the point now where it could very shortly to turn physical abuse to. He constantly threatens to walk out on her, leaving her terrified she will be left homeless and unable to support her children :(. He threatens to fight her for the DC as he can support them and she cant! her MIL actually once reported her to SS because was on meds for PND!! :(. All this abuse is also being witnessed by the children.
Where would she stand financially, if she just let him walk out? would her DH have to still pay the mortgage? would she have to move into rented accommodation and claim benefits? another fear she has is that she would have to move to some god awful area, and move the DC's school. One of her DC's has SN's and is settled at their current school, so a move to a new school would be a much more stressful than it would be an NT child.